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Christa Gibbs
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Discover financial empowerment resources
Search this library to find research and resources from across the financial empowerment field.
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Quarterly Consumer Credit Trends: Recent trends in debt settlement and credit counseling
This report used a longitudinal, nationally-representative sample of approximately five million de-identified credit records maintained by one of the three nationwide consumer reporting agencies. Trends in debt settlement and credit counseling during the Great Recession and in recent years are...
Publication Date: July 10, 2020
Topic: Credit & Debt
Author: Charles Romeo, Christa Gibbs, Grant Guillory, Vanessa Megaw
Publisher: CFPB - Consumer Financial Protection Bureau
Content Type: Research
Format Type: Report
Tag: Consumer protection, Credit counselling, Debt settlement
Location: United States
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The Early Effects of the COVID-19 Pandemic on Credit Applications
This report documents the early effects of the COVID-19 pandemic on credit applications, which are among the very first credit market measures to change in credit report data in response to changes in economic activity. Using the Bureau’s Consumer Credit Panel, how applications for auto loans,...
Publication Date: May 1, 2020
Topic: Credit & Debt
Author: Christa Gibbs, Éva Nagypál, Scott Fulford
Publisher: CFPB - Consumer Financial Protection Bureau
Content Type: Research
Format Type: Report
Tag: Credit, Credit cards, Debt
Location: United States
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