Discover financial empowerment resources
Discover financial empowerment resources
This 60-minute webinar for frontline practitioners, social service providers, and funders shares insights from a two-year project designed to help build financial wellness in isolated and rural First Nation communities in Manitoba and Ontario. Partnerships between First Nation communities and...
Wealth inequality, health and health equity is one in a series of ongoing think pieces from Wellesley Institute that aim to stimulate ideas and new conversations to create a fairer and healthier tomorrow. Canadians are struggling with the rising cost of living. A national survey in November 2023...
In their study, entitled, “Experiences of Financial Stress and Supports in Caregivers During Pediatric Hospital Admission,” Nadarajah et al interviewed caregivers of children admitted to a pediatric hospital and conducted qualitative analyses to assess financial needs, health related financial...
If you’re saving for a goal in the near future and you’ll need to access the money within a year or two, chances are that’s a short-term goal. Whether it’s for a wedding, a dream vacation, or a new appliance for your home, if it’s something you’re unable to pay for right away then...
Canada's homeless encampments are a national human rights crisis. A growing number of people in Canada are having to live in tents or informal shelters to survive due to a lack of affordable housing, limited support services, and nowhere safe to go. Recognizing the severity of this crisis, the...
The Canada Disability Benefit is an opportunity to guarantee that people with disabilities can live a life with dignity and have an adequate standard of living. For the new Canada Disability Benefit (CDB) to meet its goal of financially supporting and reducing poverty of people with disabilities,...
After you file your tax return, Canada Revenue Agency processes it. It will issue you a refund or charge you for taxes owing, depending on the result of your return. While many returns are processed without a review, sometimes your tax return may be reviewed or audited. The Ontario Securities...
Investment scams often involve convincing you to put up money for a questionable investment – or one that doesn’t exist at all. In most cases, you’ll lose some or all of your money. There are many ways fraudsters can approach you. The digital era has allowed new kinds of scams as well as more...
This study examined the financial lives of retired Canadians and those approaching retirement. While most retired Canadians said they are in a strong financial position, a concerning 15% of retirees rated their financial situation as poor. Almost one third of retirees reported their monthly...
Gender-based violence (GBV) is one of the most prevalent human rights issues in the world. Worldwide, an estimated one in three women will experience physical or sexual abuse in her lifetime. GBV is a multifaceted issue that undermines the health, dignity, security and autonomy of women and has a...
Have you ever made an impulsive purchase? Do you struggle to stick to a diet or exercise routine? What’s the longest you have gone in keeping your New Year’s resolutions? The field of behavioural insights tells us that we have an innate desire to live for today at the expense of tomorrow....
If you’re curious about Canadians experiences with buying crypto assets, you’ll want to read the results of the OSC’s Crypto Assets 2023. It provides insights into the evolution of Canadians’ crypto ownership and knowledge. Read the 2022 crypto survey results...
In this video by the Ontario Securities Commission, learn the 4 signs of investment fraud to help you keep your money...
Do you know who is calling? New generative artificial intelligence (AI) can be used to imitate anyone’s voice or face. Learn to protect yourself from scams that use AI clones. Access this resource on the Getsmarteraboutmoney.ca website to learn more. Watch this video about AI cloning...
Working poverty is pervasive, racialized, and until the pandemic, was increasing in Toronto and across Canada. Until the pandemic, this increase was counterintuitive, during 2006 to 2016, as most of this ten-year period had been characterized by one of the most prolonged economic recoveries in...
The Ontario Securities Commission (OSC) has launched Investing Academy by GetSmarterAboutMoney.ca as part of Financial Literacy Month. Learn the basics about investing, managing your money, and planning for the future. The courses are available in English or French, and include learning activities,...
This is a custom report produced by Statistics Canada in collaboration with the Assembly of First Nations. It includes key social and economic statistics regarding Status First Nations people living on and off reserve and includes comparisons with the non-Indigenous...
In Canada, governments provide seniors with a spectrum of income supports and programs intended to maintain a baseline standard of living in retirement. For many years, the social safety net has been praised for producing lower poverty rates for seniors, as measured by the Market Basket Measure...
Whether it’s a job loss, a significant decline on your investments, or a large, unexpected expense, everyone faces financial setbacks. If it happens to you, saving money may be the last thing on your mind. These 4 steps can help get you back on track — and back to saving money — more...
The benefits of spring cleaning can extend beyond your home. Your investment portfolio needs regular maintenance to maximize its performance. A good habit is to regularly review your investment portfolio throughout the year to make sure it aligns with your financial needs. Click on "Access...
Owning stocks means you own equity in a company. Stocks are traded on a stock exchange. Learn more about stocks and how they work by visiting the new...
Organizations play a vital role in providing community members with access to benefits. Tax clinics, homeless shelters, food banks, health centres and others can all do their part to provide these services. This free 60-minute demonstration will showcase our new Bridge to Benefits tool which...
This article by the Ontario Securities Commission outlines what volatility is, how it may affect your returns on investment and 4 ways to deal with market...
Food Banks Canada's all-new Poverty Report Cards initiative grades how poverty reduction efforts are going in the provincial, territorial, and federal governments. The report cards will help policymakers and decision-makers at all levels of government gauge their performance in the fight against...
Inflation tells us how much prices have changed year-over-year. It’s noticeable in the cost of everyday things, for example the price of a candy bar today compared to 20 years ago. Over time, increases in inflation tend to be offset by increases in wages, since inflation and wages both tend to...