Discover financial empowerment resources
Discover financial empowerment resources
Saving for your child’s education can be difficult, especially if you are trying to save for multiple goals or pay down debt at the same time. The federal government offers contributions to your child’s Registered Education Savings Program (RESP) through its grant programs: the Canada...
Momentum is a changing-making organization located in Calgary, Alberta that works with people living on low incomes and partners in the community to create a thriving local economy for all. In 2008, Momentum launched the StartSmart program to support families living on low incomes to open...
This report used a longitudinal, nationally-representative sample of approximately five million de-identified credit records maintained by one of the three nationwide consumer reporting agencies. Trends in debt settlement and credit counseling during the Great Recession and in recent years are...
This fact sheet from the Government of Canada answers Frequently Asked Questions about the Canada Education Savings Plan. This includes details about the Canada Learning Bond, the Canada Education Savings Grant, and Registered Education Savings Plans...
Across Canada, homelessness has always existed but with the creation of statistical reporting across the country the awareness of the pressure this puts on Canadian society is more apparent. The statistics on homelessness are staggering and understanding the path to homelessness, included by those...
Not having a Social Insurance Number (SIN) and not filing taxes may represent challenges to access government programs and supports such as the Canada Education Savings Grant (CESG) and the Canada Learning Bond (CLB). Limited data availability has prevented a full assessment of the extent of these...
This one-page fact sheet tells you everything you need to know to make your child's future possibilities grow! The Canada Learning Bond (CLB) is a grant of $500 up to $2000 from the Government of Canada to eligible families to help with the cost of a child’s education after high school. It...
Individual development accounts (IDAs) help low-income families save by matching their personal savings for specific investments, such as a first home, business capitalization, or higher education and training. The Assets for Independence (AFI) program is a federally supported IDA grant program...
This is a short presentation by SmartSaver that organizations can use to promote the RESP and CLB. It explains the Canada Education Savings Program and annual grant eligibility...
As our society increases its collective knowledge of our shared history with Indigenous peoples, language, identity, and nationhood are shared more frequently in daily media. The tremendous efforts of Idle No More, the Truth and Reconciliation Commission of Canada, and the federal government’s...
This brief overview of the financial literacy needs of youth was generated through consultations with experts in the field and insights shared by TD Financial Literacy Grant Fund recipients. Its aim is to share knowledge with ABLE Financial Empowerment Conference participants to inform discussions...
This brief overview of the financial literacy needs of Aboriginal peoples was generated through consultations with experts in the field and insights shared by TD Financial Literacy Grant Fund recipients. Its aim is to share knowledge with ABLE Financial Empowerment Conference participants to inform...
This report describes the reach and impact of the Fund and the nature and diversity of the community financial literacy field in Canada today. It also distills the rich learning and insights of grantees with respect to the financial literacy needs of the Canadians they serve, the challenges they...
This brief overview of the financial literacy needs of people living on low incomes was generated through consultations with experts in the field and insights shared by TD Financial Literacy Grant Fund recipients. Its aim is to share knowledge with ABLE Financial Empowerment Conference participants...
This overview of financial literacy and youth is based on insights from expert practitioners and TD Financial Literacy Grant Fund recipients serving youth. Its purpose is to share knowledge on the financial literacy needs of youth and how best to meet them. Canadian youth are becoming financial...
This brief overview of the financial literacy needs of people with disabilities was generated through consultations with experts in the field and insights shared by TD Financial Literacy Grant Fund recipients. Its aim is to share knowledge with ABLE Financial Empowerment Conference participants to...
This summative evaluation of the Canada Education Savings Program (CESP) examines the performance of the CESP. The CESP, which includes the Basic Canada Education Savings Grant (CESG), the Additional-CESG (A-CESG) and the Canada Learning Bond (CLB), provides incentives to save for post-secondary...
This brief summarizes research into the theories underlying financial coaching and the effects of financial coaching on participant behaviors and outcomes. In practice, financial coaching remains an unregulated field, and individuals and organizations use the term “financial coaching” to refer...
This scan of financial counselling best practices was undertaken in response to a growing demand among low-income consumers in Canada for personalized financial support to help them tackle complex financial issues, gain access to income boosting entitlements, and plan for their financial futures....
The Community Sector Council Newfoundland and Labrador (CSC) with support from the TD Financial Literacy Grant Fund, is working in three areas of Newfoundland and Labrador the capacity of community service providers to build the financial literacy skills of low income and economically disadvantaged...
In June 2012, a group of service providers, trainers and funders in Boston launched a one-year pilot to integrate financial stability content and methods into workforce development services and settings. This pilot effort came at a time of renewed interest in integrating workforce and financial...
Armed with a Financial Capability Innovation Fund grant from the Center for Financial Services Innovation (CFSI), Piggymojo is transforming the way people think about savings. The goal of the technology startup is to help underserved consumers increase their savings, combining goal visualization,...
This is a short brief on the RESP and Canada Learning bond. Education savings are an important first step in making a post-secondary education more attainable for a low income student. The Canada Learning Bond, a federal grant that can only be received into a Registered Education Savings Plan...
Sustained investment in Native American small business development is imperative to a philanthropic agenda focused on economic justice. Philanthropy centers justice and expedites the growth of Native American wealth building by channeling grant dollars and impact investments toward the ecosystems...