Discover financial empowerment resources
Discover financial empowerment resources
Financial empowerment (FE) is an approach to poverty reduction that focuses on improving the financial security of people living on low income. Evidence shows that embedding FE interventions into municipal welfare, employment, housing, shelter and health services can significantly boost service...
The Canada Education Savings Program (CESP) recently developed a Toolkit for Public Primary Caregivers to help child welfare organizations open Registered Education Savings Plans (RESPs) and access the Canada Learning Bond (CLB) for children in care. Most children in care automatically qualify...
In this paper, administrative Canadian tax data are exploited to compute measures of intergenerational income mobility at the national, provincial and territorial levels. This work provides detailed descriptive evidence on trends in social mobility. Five cohorts of Canadians, born between 1963 and...
Benefits and credits provide income and financial support for many individuals. This toolkit contains information on common tax credits and benefits, benefits for specific populations, and practitioner resources including case studies and information on identification documentation for accessing...
This paper introduces a novel survey measure of attitude toward debt. Survey results with panel data on Swedish household balance sheets from registry data are matched, showing that debt attitude measure helps explain individual variation in indebtedness as well as debt build-up and spending...
Many of us struggle to talk about money, especially when it comes to talking about debt. It is when debt becomes too much for us to manage, or when we do not have a plan to pay it off, that it can become stressful and even overwhelming. This is when it is time to have those tough conversations and...
In this toolkit you'll find materials to help you learn about what's involved in tax filing, and some materials to support setting up your own community tax clinic. Updated March 19, 2024 Tax season prep Updated February 23, 2024 Resources and outreach materials for the 2023 Tax year Updated...
A guide for consumers to help with problems related to communications services. Information is provided to allow consumers to better assert their rights and facilitate the resolution of a dispute with communication service providers. (Please note this is a French-language...
The resources in this toolkit are taken from the Prosper Canada Financial Literacy Facilitator curriculum. The full training curriculum is available for practitioners who complete our Financial Literacy Facilitator training. Prosper Canada curriculum and tools are for non-profit use only, and are...
Nouveaux arrivants: Le saviez-vous? Il y a des prestations et des crédits auxquels vous pourriez avoir droit si: Vous avez un numéro d’assurance sociale. Vous produisez votre déclaration de revenus chaque année même si vous n’avez aucun revenu. Nous utilisons les renseignements qui...
Broadly speaking, there are few education and training policy measures designed with the needs of low-income working age adults in mind. The learn$ave demonstration project was launched in 2000 by Human Resources Development and Skills Development Canada (HRSDC) to test the effectiveness of...
This report describes the rationale and design of a project that will carefully implement and evaluate an innovative program — called Learn$ave — that aims to help low-income Canadians build savings for use in enhancing their labour market skills through adult education and micro-enterprise...