We characterize rates of intergenerational income mobility at each college in the United States using administrative data for over 30 million college students from 1999-2013. First, access to colleges varies greatly by parent income. Second, children from low and high-income families have very...

Canada’s tax system has a punitive impact on lower income families with children hoping to earn more money, according to a new report from the C.D. Howe Institute. In “Softening the Bite: The Impact of Benefit Clawbacks on Low-Income Families and How to Reduce It,” authors Alex Laurin and...

Increasingly, the notion of “Housing First” has been promulgated internationally as the turnkey solution to homelessness. In Canada, government investment in Housing First has become de rigueur from coast to coast. This paper proposes the extension of Housing First as a guiding philosophy...

Using data from a survey of young, enlisted Army service members, we explore whether soldiers have emergency funds and other types of savings. We find different sets of predictors for having an emergency fund and for the amount held in the fund. In general, education and money management...

This Guide to performance management was developed specifically for Community Entity (CE) organizations to help manage HPS funding, as performance management is essential to understand the effectiveness of interventions funded under HPS, as well as a community’s overall progress towards reducing...

The Center for Financial Services Innovation (CFSI), with support from the Ford Foundation, has undertaken extensive consumer research to examine the needs, decisions, and experiences of SDC consumers, with the goal of promoting the development of high quality SDC solutions. As CFSI defines it,...