Discover financial empowerment resources
Discover financial empowerment resources
As practitioners continue to deliver important client-centred services during the COVID-19 pandemic, this can be accompanied by feelings of burnout or compassion fatigue. It can be helpful to establish or renew your practice of self-care, fostering your own physical and mental health during...
This is a custom report produced in collaboration between the Assembly of First Nations and Statistics Canada. It includes a variety of social and economic statistics for Status First Nations people living on and off reserve and includes comparisons with the non-Indigenous...
Children’s Savings Account (CSA) programs offer a promising strategy to build a college-bound identity and make post-secondary education an achievable goal for more low- and moderate-income children. CSAs provide children (starting in elementary school or younger) with savings accounts and...
Real Money, Real Experts is a personal finance podcast written and produced by AFCPE (Association for Financial Counseling & Planning Education). Their membership community offers a place for financial counsellors and financial fitness coaches to share best practices, solve similar struggles,...
This report explores the behaviors and outcomes related to savings and financial well-being of low- and moderate-income (LMI) tax filers in the United States. Findings from research conducted by Prosperity Now, the Social Policy Institute at Washington University in St. Louis and SaverLife...
The aim of this scoping review of Canadian literature is to examine how the Canadian public understands these seven key social determinants of health that we identified in Making the Connections and to identify gaps in the public’s understanding of the SODH and the research on this subject. Based...
Increasing interest in the role that consumer-focused policy interventions can play in improving economic outcomes has led to a host of intervention models in recent years. Financial coaching has emerged as one prominent model in this field, aimed at improving consumer financial outcomes by using...
This paper introduces two new concepts to the debate on job quality: the low-wage gap and low-wage intensity. These two measures provide information on the depth and severity of low wages. Using Labour Force Survey microdata, we discuss trends in these two measures, along with trends in the...
This report aims to move beyond the empirically unsubstantiated “individual effort leads to economic success” paradigm, which focuses on purported racial differences with regards to effort in school and work. We illustrate that educational attainment, employment, and income cannot explain the...
This report marks the first evaluation that looks at the impact of financial literacy training on 75 street-involved youth, served by Operation Come Home in Ottawa, Canada. The purpose of this evaluation was to measure the impact of financial literacy training on job, school, and housing retention...
Given the importance of financial security to a wide range of customers and issues and the cost of delivering those services, we at The Financial Clinic asked ourselves: can financial development services be embedded into established social service delivery models to create scale? And, can...
Approaching anti-poverty work from this view point asks that we re-think the social compact between government and its constituents. It demands that we think beyond reactive policies focused narrowly on crisis intervention and preservation of the safety net, to policies that aim to proactively help...
The purpose of this article was to detail the process used to establish validity and reliability for a recently developed instrument measuring financial distress/ financial well-being. Knowing that the establishment of validity and reliability of an instrument is an ongoing process, and keeping in...
This article describes development of the InCharge Financial Distress/Financial Well-Being Scale, designed to measure a latent construct representing responses to one’s financial state on a continuum ranging from overwhelming financial distress/lowest level of financial well-being to no financial...
Education after high school, or postsecondary education (PSE), is an important determinant of individuals’ future opportunities, as well as their health and even lifespan. Children’s Savings Accounts (CSAs) are programs that aim to increase access to PSE by building parents’ and children’s...