Discover financial empowerment resources
Discover financial empowerment resources
In honor of Black History Month, BestColleges in the United States interviewed financial expert Terrance Dedrick to help curate a financial literacy resource for Black and African Americans. This article includes links to these organizations in the United States that cater to Black and African...
An analysis of provincial/territorial health care funding and funding for First Nations and Inuit by Indigenous Services Canada through the First Nations and Inuit Health Branch. This report provides an analytical overview of federal and provincial/territorial government health spending for the...
This paper provides an in-depth examination of the financial well-being of Black and Hispanic women and the factors contributing to it, using the 2018 wave of the National Financial Capability Study. Differences between Black and Hispanic women versus White women are documented, in that the former...
In this paper, administrative Canadian tax data are exploited to compute measures of intergenerational income mobility at the national, provincial and territorial levels. This work provides detailed descriptive evidence on trends in social mobility. Five cohorts of Canadians, born between 1963 and...
In this paper, we report our findings from over a dozen interviews with youth apprenticeship coordinators in Wisconsin and Georgia. Although an integrated financial education component is the exception in youth apprenticeship training, we find broad support from our interviewees for the idea that...
In this brief, we explore the dynamic patterns of student borrowing across sectors of higher education since 1996. In particular, we examine the role of student demographics, financial need, work behaviour, and educational costs in contributing to the trends in student borrowing. An understanding...
Canadian students from poor socio-economic backgrounds continue to be disadvantaged compared to students from more affluent backgrounds. Pathways to Education is a comprehensive support program for students from poor socio-economic backgrounds that started in Toronto and is now expanding across the...
Millions of American families have few, if any, financial assets. The financial insecurity of households of color is even more severe: two out of three such households do not have enough savings to cover even a short-term disruption to their income. With more than half a trillion dollars in tax...
Spanning over four decades, the Panel Study of Income Dynamics (PSID) is the world’s longest-running household panel survey. The resulting data archive presents research opportunities for breakthroughs in understanding the connections between economic status, health and well-being across...
For Tax Year 2002 (the latest for which IRS data is available), nearly 70 million tax filers with incomes under $30,000 received more than $82 billion in federal tax refunds – and more than 21 million filers received nearly $38 billion in the EITC.2 Total refunds in the U.S. exceed $200 billion...