Having wealth, or a family’s assets minus their debts, is important not just for the rich— everyone needs wealth to thrive. Yet building the amount of wealth needed to thrive is a major challenge. Nearly 13 million U.S. households have negative net worth. Millions more are low wealth; they do...

The report’s primary aim was to analyze the existing microfinance industry in the United States from the point of view of its ability to scale up services to the underserved (the working poor) and its sustainability, i.e., its ability to operate such that MFIs cover all of their operating costs,...

Grande Prairie is not unique from other communities in that poverty and its effects can pose a challenging obstacle in the journey towards sustainability. In recognition of the need to address poverty within the community, Grande Prairie’s Community Action to End Poverty (CAEP) Committee was...

The concept of an ecocycle draws on biological research into the closed-loop system of development, conservation, destruction, and renewal that is seen in natural (ecological) systems. The ecocycle suggests that the long-term sustainability of adaptive organizations requires that elements of those...

There are many investment products, here's some information about them: Annuities: a contract with a life insurance company. Annuities are most commonly used to generate retirement income.  Bonds: when you buy a bond, you’re lending your money to a company or a government for a set period of...

Momentum is a change-making organization that acts as a bridge by taking an economic approach to poverty reduction and adding a social perspective to economic development initiatives. Our programs are holistic, covering everything from financial literacy, entrepreneurship and employment training,...

In 2019, the Australian Government committed to additional actions to improve the financial outcomes of Australians, including undertaking an immediate review of the coordination and funding of financial counselling services that disadvantaged Australians rely on.  The review noted the benefits...

The Toronto Central Local Health Integration Network (Toronto Central LHIN) provided financial support to establish the Measuring Health Equity Project and has called for recommendations on health equity data use and a sustainability approach for future data collection. This report describes the...

The new Economic and Social Inclusion plan for New Brunswick builds upon progress accomplished over the past 10 years. It includes nine priority actions divided into three pillars: Income Security: includes actions addressing improvements to social assistance, changes to the Employment...

This brief explores three existing unmet needs that contribute to survivors’ inability to build wealth: money, tailored asset-building support, and safe and responsive banking and credit services. Within each identified need, specific issues facing survivors, strategic actions in response to...

The Collaborative to Advance Social Health Integration (CASHI) is composed of a community of 21 innovative primary care teams and community partners committed to increasing the number of patients, families and community members who have access to the essential resources they need to be healthy....

Canada’s performance in higher education and skills development has been fairly strong for many years. On key measures we are at or near the top of international rankings and our highly skilled people contribute to economic competitiveness, social innovation, and political and community...

By 2003, the savings and asset building field had achieved critical research and policy successes. However, some challenges it faced were the lack of a substantial presence of organizations of color in the field and the absence of experts of color at decision-making tables. Over the course of 11...

This research project aims to identify the relationship between COVID-19 pandemic and poverty in Vancouver, by analyzing how the COVID-19 pandemic has pushed people into poverty and the impact of COVID-19 on people already living in poverty. Several examples of COVID-19 recovery policies and...