Shared equity homeownership is a self-sustaining subsidy model for achieving affordable homeownership. Stable and affordable homeownership is an important way to build long-term wealth, increase a sense of agency, and create a path to economic security for individuals, communities, and future generations.
This brief is designed to provide a primer on contextualized case making for shared equity homeownership, describing the continuum of impacts for households and communities associated with the model (among them, affordability, community governance, and racial equity). The brief concludes with a discussion of the opportunities for philanthropy to expand equitable homeownership via shared equity models through system change, investment, and direct support.