Investing can be a great way to grow your wealth, but it’s important to understand the tax implications that come with it. In Canada, the taxation of investment income varies depending on the type of investment and the account in which it is held. Access this resource by the Canadian Investment...

No matter where you are in your financial journey—whether you’re beginning your career, saving for your children’s education, planning for retirement, or setting up a legacy for your loved ones—working with a qualified Financial Planner to create a financial plan can significantly help in...

This glossary of investing terms put together by the Canadian Investment Regulatory Organization (CIRO) may be useful for new and seasoned investors...

For 20 years the Asset Funders Network has provided a forum for grant makers and financial institutions to connect, collaborate, and collectively invest in helping more people achieve economic security.  This report reflects their work over the past year celebrating their innovative research,...

Self-directed investors, or do-it-yourself (DIY) investors, decide which investments they want to buy and sell, and when. They direct their investment strategy themselves. Learn more about DIY investing by accessing this...

The policy brief, Provincial spending on housing and homelessness in Ontario, presents a stark reality: homelessness in Ontario is worsening, with chronic homelessness nearly doubling in just two years. The policy brief finds that:  Homelessness is worsening: Over 81,000 Ontarians experienced...

A poverty reduction strategy lays a foundation to build a community of best practices; it identifies gaps and leverages local knowledge. This case study unpacks the conditions that have led to the success of Niagara Region’s Poverty Reduction Strategy – specifically around its community...

The CRA has put together a website for what Indigenous Peoples should know about the tax return they send to the Canada Revenue Agency (CRA), and how that return can result in various benefit payments. This includes information on tax exemption and who is eligible.  There is also information on...

The CRA has launched taxology podcasts. These weekly informal sessions address different topics whether you’re starting your first job, doing your first return, or need a refresher on the basics. CRA hosts talk to experts to share tips and answer top questions to help listeners understand the...

Artificial intelligence (AI) technology has made it easier to create convincing scams. From AI-generated phishing scams to voice cloning, the tricks are evolving, but you can still protect yourself. Access this resource to recognize the signs of a scam and stay...

In 2020, racialized individuals were less likely than non-racialized individuals to have income from multiple sources after the age of 65. Among all racialized individuals aged 65 and over, Japanese individuals were most likely to have private retirement income (74%) and investment income...

Canada is facing housing affordability challenges. In 2021, one in five households (20.9%) lived in unaffordable housing, defined as spending 30% or more of household total income on shelter costs (Statistics Canada, 2022c). Some estimates have projected a need for an additional 3.5 million housing...

The COVID-19 pandemic and post-pandemic recovery were “feast and famine” for the budgets of low-income families and individuals across Canada. Because of the income support programs put in place to help Canadians affected by workplace shutdowns, the poverty rate fell to 6.4% in 2020, down by...

In 2019, Canada’s National Housing Strategy Act recognized housing as a human right. This report highlights the progress, partnerships, and collective actions that have driven the right to housing movement forward, with a particular focus on key milestones and achievements in...

In 2024, close to half of First Nations people living off reserve (45%) and Métis (44%), and more than half of Inuit (54%) (all aged 15 years and older) reported that it was "difficult" or "very difficult" in the 12 months preceding the survey to meet their financial needs in terms of...

This 90-minute webinar is provided on a quarterly basis and is designed to provide frontline practitioners with foundational knowledge and skills to support Canadians who are living on a low income to access benefits. Participants learn the importance of access to benefits for individuals and...

The Government of Canada has created a digital toolkit for Black History Month 2025.  Click on "Access this resource" to download a Black History month poster, a virtual background for video...

  Money Smarts: My Financial Journey is an engaging board game designed for Indigenous youth aged 12 and older. The game introduces players to essential financial literacy concepts through realistic scenarios, encouraging them to develop practical skills for managing their own financial...

This research from early 2024 focuses on the perspectives of consumers as related to the individuals providing them with financial planning and/or financial advisory services. The research consisted of a survey of over 1,000 Ontario consumers, and two focus group discussions to supplement the...

The Financial Services Regulatory Authority of Ontario (FSRA) is responsible for protecting the rights of consumers in Ontario by promoting high standards of business conduct and transparency within the financial services they regulate.  Financial services professionals are not required to use...

Whether you are buying insurance for your home or things you own, FSRA’s role as a regulator is to ensure that those selling insurance are licensed and following the legislation for property and casualty Insurance.  Learn more by visiting the Financial Services Regulatory Authority of Ontario...

When you buy life or health insurance, FSRA protects you by ensuring insurance companies and life and health agents are properly licensed to operate in Ontario and that they comply with the Ontario Insurance Act.  Learn more by visiting the Financial Services Regulatory Authority of Ontario...

This toolkit, presented by Pathways to Prosperity, features a variety of practices and programs that can be used to address and improve each of the characteristics of a welcoming community, as identified in Toolkit I: Measuring Welcoming Communities. The goal is to mobilize and facilitate the...

Rising housing costs have had an impact on the ability of families to move. This article, using data from the Canadian Social Survey (CSS), illustrates how higher prices have disproportionately affected the moving decisions of young Canadians, particularly those experiencing financial...

Financial literacy in the Black community is crucial for the economic prosperity of Black families across Canada. According to a 2015 report released by the Canadian Center for Policy Alternatives, 60 percent of Black Canadians fell into the bottom half of the national distribution of economic...