Enrolling in post-secondary education can be expensive. The Registered Education Savings Plan (RESP) is a dedicated savings plan designed to help you save for a child’s education after high school. Learn more about how RESPs work, the types of RESPs, and the fees involved by heading over to the...

Like so many other Ontarians, you may want to work with a financial professional to plan for various financial goals. Knowing who to talk to when seeking financial planning or advisory services can be hard. To give you confidence when seeking advice from anyone using a Financial Planner or...

Credit Canada's new budget tool lets you select the items you want to cut out of your budget (lottery tickets, daily lunch out...) and then calculates how much you will save.  Click on "Access this resource" to try it...

Struggling to pay your mortgage? FCAC expects federally regulated financial institutions to help you if you're struggling to pay your mortgage due to exceptional circumstances. Learn more about paying your mortgage when experiencing financial...

Make good financial decisions by getting the facts. Whether you’re deciding which account or credit card to choose, or figuring out if you can afford that mortgage this year or next, ATB has the tool or resource to help you get it right. Head to the ATB website to access these tools and...

No matter what type of investment you buy or advice you receive, you will be charged fees. There are many different types of fees and ways that you can be charged. Use this calculator by the Ontario Securities Commission to estimate how these fees can affect your investments over...

The Office of the Investor at the Canadian Investment Regulatory Organization (CIRO) engaged with Innovative Research Group to conduct the organization’s first national investor survey. The objective of this general population (and particularly investors) survey research is to help CIRO better...

The disability tax credit (DTC) is an important program for those facing severe and prolonged physical or mental impairment. Some individuals face unique barriers when it comes to completing their application and claiming the credit. On this page, the CRA is correcting some of the most common myths...

CIRO sets and enforces rules for the business, trading and financial conduct of Member firms and their representatives across Canada. These rules protect investors. Access this resource to learn more about the benefits of working with a CIRO...

FCAC’s new webpage, Choosing a financial institution, will help consumers determine which type of financial institution best meets their needs. The topics covered include: Identifying the financial products and services you need Deciding if you want all your products and services with one...

Visitors to the Learning Hub may read past copies of the quarterly Learning Hub Digest where we share quarterly updates to keep you informed on the latest financial empowerment, resources, research, and learning events. Issue 12: September 2024 Issue 11: July 2024 Issue 10: January 2024 Issue...

The Organisation for Economic Co-operation and Development (OECD) is an international organisation establishes evidence-based international standards and finding solutions to a range of social, economic and environmental challenges. The OECD/INFE Toolkit includes a financial literacy questionnaire...

Trauma and violence are highly prevalent and have serious impacts on health and well-being. Being aware of how trauma and violence can present during service interactions can improve their effectiveness and client and provider satisfaction and well-being. Financial literacy educators are...

Longevity literacy is an understanding of how long people tend to live upon reaching retirement age. It is particularly important since retirement income security requires planning, saving, and preparing for a period that is uncertain in length. This matters because longevity literacy is...

Practically everyone today seems to have some form of debt. Whether that’s from student loans or credit cards, debt is a huge issue for Canadians—one that we could all use a little help to get out of. To gain some relief, people all over the world have turned to side hustles and the “gig...

With the holidays now behind us, it’s time to focus on what’s ahead: a fresh year full of possibilities. Many individuals have popular New Year’s resolutions involving better nutrition, weight loss and work-life balance. Yet others decide that now is the time to focus on enhancing their...

Have you ever made an impulsive purchase? Do you struggle to stick to a diet or exercise routine? What’s the longest you have gone in keeping your New Year’s resolutions? The field of behavioural insights tells us that we have an innate desire to live for today at the expense of tomorrow....

This study examined the financial lives of retired Canadians and those approaching retirement. While most retired Canadians said they are in a strong financial position, a concerning 15% of retirees rated their financial situation as poor. Almost one third of retirees reported their monthly...

The Ontario Securities Commission (OSC) has launched Investing Academy by GetSmarterAboutMoney.ca as part of Financial Literacy Month. Learn the basics about investing, managing your money, and planning for the future. The courses are available in English or French, and include learning activities,...

In time for Financial Literacy Month, the Financial Consumer Agency of Canada has released several resources on their website.  Checking up on your progress in managing and paying down debt is an important part of maintaining your overall financial health.  This infographic outlines how to...

This free new course for newcomers consists of 4 short modules that should take 10-15 minutes each to complete. Each module includes short case studies, mini quizzes and other interactive elements. The topics for each module are: Essentials of credit in Canada  How to build your credit...

This article by the Ontario Securities Commission outlines what volatility is, how it may affect your returns on investment and 4 ways to deal with market...

Inflation tells us how much prices have changed year-over-year. It’s noticeable in the cost of everyday things, for example the price of a candy bar today compared to 20 years ago. Over time, increases in inflation tend to be offset by increases in wages, since inflation and wages both tend to...

Owning stocks means you own equity in a company. Stocks are traded on a stock exchange.  Learn more about stocks and how they work by visiting the new...

There are rules about how much money a person living on Ontario Works can receive in gifts or “voluntary payments”. Generally, a person living on Ontario Works can receive gifts up to a maximum of $10,000 in a 12-month period. There are rules around reporting gifts, and decisions on how to...