While your credit score is a number to quickly show how creditworthy you are, your credit report is more detailed. It covers your entire credit profile and includes information such as personal information, credit account (including credit cards, lines of credit, mortgages...), bankruptcies...

Watch this video by Scotiabank to learn what a credit score is and why it matters. 

Then learn how to check your credit score for free in Canada.

You may also learn how borrowing can impact your credit score.

If you check your credit report and your credit score is low, follow these tips for how to help increase credit scores.