Thriving but Still Vulnerable in the U.S.

Working Hard but Still Struggling

Budgeting for a Year with Lumpy Income

Emergency Savings

Relying on Erratic Income Sources

Extended family strives to get ahead

Getting By With Limited Resources

Income Gains and Month-to-Month Income Volatility: Household evidence from the US Financial Diaries

An Invisible Finance Sector: How Households Use Financial Tools of Their Own Making

Keeping Control by Relying on Cash

The USFD Methodology – The financial lives of low-and moderate-income Americans

Spikes and Dips: How Income Uncertainty Affects Households