Insights from the Ontario Financial Empowerment Champions Project and the Financial Empowerment and Problem Solving Project: How financial empowerment services are helping Ontarians build financial health

In 2016, Prosper Canada partnered with the Ontario government and nine non-profit organizations through the Ontario Financial Empowerment Champions and Financial Empowerment and Problem Solving projects, to pilot delivery of community financial help services for low-income Ontarians.

Third-party evaluations of both projects confirmed that the services provided addressed an unmet need, reduced client financial stress, and improved client financial outcomes. They also confirmed that almost all service users would recommend the services to others.



The relationship between COVID-19 pandemic and people in poverty: Exploring the impact scale and potential policy responses

This research project aims to identify the relationship between COVID-19 pandemic and poverty in Vancouver, by analyzing how the COVID-19 pandemic has pushed people into poverty and the impact of COVID-19 on people already living in poverty. Several examples of COVID-19 recovery policies and projects being implemented elsewhere that could support people experiencing poverty in Vancouver are also provided.



Proposals for a Northern Market Basket Measure and its disposable income

As stated in the Poverty Reduction Act, the Market Basket Measure (MBM) is now Canada’s Official Poverty Line. The Northern Market Basket Measure (MBM-N) is an adaptation of the MBM that reflects life and conditions in two of the territories – Yukon and Northwest TerritoriesNote. As with the MBM, the MBM-N is comprised of five major components: food, clothing, transportation, shelter and other necessities. The MBM-N is intended to capture the spirit of the existing MBM (i.e., represent a modest, basic standard of living) while accounting for adjustments to the contents of the MBM to reflect life in the North.

This discussion paper describes a proposed methodology for the five components found in the MBM-N, as well as its disposable income. This discussion paper also provides an opportunity for feedback and comments on the proposed methodology of the MBM-N.