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The Financial Resilience and Financial Well-Being of Canadians with Low Incomes (republished January 2024)

https://learninghub.prospercanada.org/wp-content/uploads/2021/11/FRI-insights-and-analysis.png 154 225 Shermeen Beg https://learninghub.prospercanada.org/wp-content/uploads/2018/01/Prosper_Canada_Hub_weblogo.png Shermeen Beg2021-11-02 13:50:102024-01-17 16:25:18The Financial Resilience and Financial Well-Being of Canadians with Low Incomes (republished January 2024)

Unconnected: Funding Shortfalls, Policy Imbalances and How They Are Contributing to Canada’s Digital Underdevelopment

In an effort to understand the challenges and opportunities facing civil society and community organizations working to improve the quality of Canada’s internet, the Canadian Internet Registration Authority (CIRA) commissioned research firm The Strategic Counsel to conduct a qualitative and quantitative assessment of stakeholder perceptions of the nation’s digital philanthropy landscape.
The research results show that digital development in Canada is underfunded, piecemeal, ad hoc and unorganized despite stakeholders sharing many of the same goals. The research results show that digital development in Canada is underfunded, piecemeal, ad hoc and unorganized despite stakeholders sharing many of the same goals – the connecting of Canadians to the internet in an affordable and reliable manner so that they can comfortably and knowledgeably participate in an increasingly digital economy and society. The research also found that these goals and the challenges surrounding them have only become more pressing with the onset of the COVID-19 pandemic, a global crisis that has pushed nearly every aspect of our daily lives online.



https://learninghub.prospercanada.org/wp-content/uploads/2021/04/cira.png 152 225 Carrie Wong https://learninghub.prospercanada.org/wp-content/uploads/2018/01/Prosper_Canada_Hub_weblogo.png Carrie Wong2021-04-23 14:33:102021-04-23 14:33:10Unconnected: Funding Shortfalls, Policy Imbalances and How They Are Contributing to Canada’s Digital Underdevelopment

Financial Well-Being: A Conceptual Model and Preliminary Analysis

Based on an extensive literature review and re-analysis of existing qualitative data, this report offers a working definition and an a priori conceptual model of financial well-being and its possible determinants. Using survey data from Norway (2016), ten regression models have been conducted to identify the key drivers of financial well-being and enhance the understanding of the underlying mechanisms responsible for the unequal spread of well-being across the population. The preliminary analyses in this report were consistent with both the definition and the model, albeit with some nuances and unexplained effects.

The empirical analysis identified three sub-domains of financial well-being. It was found that all three measures share three behaviours as their main drivers: ‘active saving’, ‘spending restraints’ and ‘not borrowing for daily expenses’. Also, ‘locus of control’ stood out as an important explanatory variable, with significant impacts on all three levels of well-being. Beyond that, some distinguishing characteristics were identified for each of the measures.

https://learninghub.prospercanada.org/wp-content/uploads/2018/01/Prosper_Canada_Hub_weblogo.png 0 0 Glenna Harris https://learninghub.prospercanada.org/wp-content/uploads/2018/01/Prosper_Canada_Hub_weblogo.png Glenna Harris2021-04-12 11:07:042021-04-12 11:07:04Financial Well-Being: A Conceptual Model and Preliminary Analysis

National Strategies for Financial Education: OECD/INFE Policy Handbook

Financial education has become an important complement to market conduct and prudential regulation and improving individual financial behaviours a long-term policy priority in many countries. The OECD and its International Network on Financial Education (INFE) conducts research and develops tools to support policy makers and public authorities to design and implement national strategies for financial education.

This handbook provides an overview of the status of national strategies worldwide,  an analysis of relevant practices and case studies and identifies key lessons learnt. The policy handbook also includes a checklist for action, intended as a self-assessment tool for governments and public authorities.



https://learninghub.prospercanada.org/wp-content/uploads/2020/12/oecd-policy-handbook.png 152 225 Carrie Wong https://learninghub.prospercanada.org/wp-content/uploads/2018/01/Prosper_Canada_Hub_weblogo.png Carrie Wong2020-12-01 10:59:102020-12-01 10:59:10National Strategies for Financial Education: OECD/INFE Policy Handbook

Beyond Hunger: the hidden impacts of food insecurity

This report illustrates the hidden impacts of food insecurity in people’s lives through a survey of 561 people in 22 communities across Canada. The people interviewed shared that food insecurity makes them ill, breaks down relationships, makes it harder to get stable work, and fully participate in society.



https://learninghub.prospercanada.org/wp-content/uploads/2020/11/cfcc-beyond-hunger.png 152 225 Carrie Wong https://learninghub.prospercanada.org/wp-content/uploads/2018/01/Prosper_Canada_Hub_weblogo.png Carrie Wong2020-11-11 13:52:382022-05-12 15:26:26Beyond Hunger: the hidden impacts of food insecurity
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