Making a budget is one of the most helpful financial tools you can use on a regular basis. A budget can give you a clear picture of where your money is going. It’s easier to plan for the life you want, when you know how much money you have for saving, spending and paying off debt.

If you’ve never made a budget, or have not created one in a long time, it can be an intimidating reality check.  Don’t let stress or worry keep you from creating a budget.  The best budgeting method to use is the one that works for you.