Understanding your “purpose of money” can help you make smarter choices, keep you motivated to stick to your budget, and feel more confident and in...

Present bias is our preference for short-term rewards over long-term rewards, even when the long-term reward is more valuable. Find out more about present bias and how it could impact your financial...

Setting up a household budget can feel overwhelming, especially when money is already tight. In this article, we'll break down the process into simple, practical steps so you can build a household budget that works in real...

The CBA’s Your Money Seniors program helps Canadians achieve financial well-being and covers fraud prevention, financial abuse and cash...

Planning for retirement helps you determine how much to save and...

Imagine a loved one is in trouble or hurt. You get a call asking for urgent help. You’d likely want to act right away because you care about them. Exploiting family ties is the driving force behind grandparent scams — or emergency...

Three northern literacy organizations (NWT Literacy Council, the Yukon Literacy Coalition and Ilitaqsiniq) worked with territorial and local partners to develop or enhance non-formal learning and training programs by intentionally weaving literacy and essential skills (LES) into these programs....

This article will help you plan out the steps you need to take to reach your financial...

This research from The Ontario Securities Commission (OSC), in collaboration with the Behavioural Insights Team (BIT), explores risks that gamification poses to investor outcomes. Learn about ways to mitigate the negative impacts of gamification techniques, alongside positive use cases of...

This report examines what improved access to the Disability Tax Credit (DTC) and to the federal programs it unlocks can realistically contribute to reducing low income among persons with disabilities. It also identifies the research needed to quantify the effects of specific reforms. Executive...

Learn tips for realizing when someone has been scammed and how you can help...

Being an informed investor is one of your best defences against investment fraud. Although most investment advisers are honest and work in your best interest, you still need to carefully choose who you deal with. This resource outlines some simple steps you can take before investing to protect...

The high cost of living in Canada has led to increased financial insecurity, income inequality, and pressures on food and housing affordability — which all significantly impact mental health and well-being. This policy brief summarizes emerging evidence, discusses important mental health policy...

By understanding how debt works and making a plan to manage it, you can take back control of your finances and move toward a more secure...

An important part of budgeting is planning for occasional and unexpected expenses. When you need to pay for these types of costs, you’ll have money set aside if you...

If you’re getting texts from seemingly legitimate sources asking you for personal information, it could be a phishing attempt. Phishing scams are increasingly common. Protect yourself by learning how to spot phishing attempts and other variations of this...

Debt can feel like a heavy weight on your shoulders. Whether it’s a credit card, car loan or student debt, owing money can cause stress and limit your choices. But debt doesn’t have to control your life. By understanding how it works and making a plan to manage it, you can take back control of...

The first course from the Money Matters for Self-Employment series is Thinking About Self-Employment. In this free course, you'll learn what it means to be self-employed, different ways of being self-employed and if self-employment is right for...

This report summarizes the first results from the Canadian Survey on Working Conditions. Explore how different kinds of workers experience core dimensions of quality of employment, including exposure to physical risks, emotional demands, work schedules and hours, time pressures, co-worker support,...

This case study explores how automatic tax filing and administration of tax benefits could greatly reduce the burden on the charitable and public sectors, and expand the number of people receiving income benefits for which they are...

Jointly authored by Prosper Canada and AFOA Canada, this 2018 federal budget submission provides information and recommendations for the increase of benefits take-up for Indigenous...

The GetYourBenefits! Project began as an attempt to convince physicians that it is important to diagnose and treat poverty. This paper describes how information on accessing benefits has been communicated to physicians, health care providers, and those who work in public...

Canada faces a decline in financial well-being. This report identifies systemic barriers to financial well-being and proposes a series of targeted institutional reforms, including the following: • Accelerate open banking • Streamline rules for inclusive innovators • Create a community...

Whether you’re on a vacation at a resort, waiting in the airport or sitting in a coffee shop, it’s often possible to connect to the Internet through a wireless network provided by the property owner. Sometimes these will be offered for a small fee and sometimes they will be free. But be...

This article shares stories from Amadeusz, an organization that works with people who are incarcerated to further their high school and post-secondary education. Learn about how experiences with the education system are deeply connected with basic needs for housing, income, and social...