Discover financial empowerment resources
Discover financial empowerment resources
This groundbreaking initiative is aimed at transforming emergency shelter services across Canada to better uphold the rights of women and gender-diverse people. Emergency shelters play a critical role in providing immediate support, but they are often overwhelmed and under-resourced. In response...
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There are many ways to invest. Your choices will depend on your goals, your timeline and your willingness and ability to accept risk. It’s important to know some basics. This article by CIRO outlines the 5 key principles of investing: can you afford it, diversification, invest for the long term,...
![](https://learninghub.prospercanada.org/wp-content/uploads/2024/04/Ciro-logo-for-LH2-copy.png)
Individuals with lower incomes may face a range of economic challenges and barriers to upward mobility. Two types of services that may both contribute to the goal of improving individuals’ financial situations are employment and training (E&T) services, which have the goal of improving...
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The 2021-2023 Building Financial Wellness in First Nations (FWFN) project - led by Prosper Canada and funded by IG Wealth Management - aimed to integrate culturally appropriate financial wellness supports into existing services in Manitoba and Ontario First Nation...
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In November 2023, Prosper Canada hosted two national, virtual roundtable sessions on closing the gap in tax filing and improving benefits access for under-served populations. The roundtables brought together more than 50 participants from government, industry, and community organizations to start a...
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Filing a tax return is one of the most important ways for Canadians to access income benefits. However, numerous barriers can make tax filing challenging, particularly for people living on low incomes. After engaging with 31 individuals, we discovered that there are disruptors and compounders that...
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The Office of the Investor at the Canadian Investment Regulatory Organization (CIRO) engaged with Innovative Research Group to conduct the organization’s first national investor survey. The objective of this general population (and particularly investors) survey research is to help CIRO better...
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Maytree recently published the latest count of social assistance recipients in Canada. Learn how many people in each province or territory were receiving social assistance in 2022-23, and how those numbers have changed over...
![](https://learninghub.prospercanada.org/wp-content/uploads/2024/05/maytree-logo.png)
CIRO sets and enforces rules for the business, trading and financial conduct of Member firms and their representatives across Canada. These rules protect investors. Access this resource to learn more about the benefits of working with a CIRO...
![](https://learninghub.prospercanada.org/wp-content/uploads/2024/04/Ciro-logo-for-LH2-copy.png)
CIRO works within the Canadian regulatory framework to help contribute to investor confidence and security. In collaboration with these other organizations, CIRO is committed to the protection of investors and maintaining the integrity of the Canadian capital markets. We want to build Canadians’...
![](https://learninghub.prospercanada.org/wp-content/uploads/2024/04/Ciro-logo-for-LH2-copy.png)
CIRO is the national self-regulatory organization (SRO) that oversees investment dealers, mutual fund dealers and trading activity on Canada’s debt and equity marketplaces. CIRO works to protect investors. CIRO sets and enforces rules for the business and financial conduct of Member firms and...
![](https://learninghub.prospercanada.org/wp-content/uploads/2024/04/Ciro-logo-for-LH2-copy.png)
If you have suffered a financial loss because your investment advisor or firm acted improperly, you may be eligible to receive financial compensation. Read this article by CIRO to learn...
![](https://learninghub.prospercanada.org/wp-content/uploads/2024/04/Ciro-logo-for-LH2-copy.png)
While CIRO’s mandate includes setting and enforcing market integrity rules regarding trading activity on Canadian debt and equity marketplaces, they do not have jurisdiction over specific issuers of securities or their directors, officers or employees. Learn about available options if you wish...
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As the growth in the number of renter households in Canada outpaces the growth of homeownership,2 tenants, property owners and researchers are sounding the alarm that more can and must be done to recognize the right to adequate housing in Canada. Central to these calls is a better understanding...
![](https://learninghub.prospercanada.org/wp-content/uploads/2024/05/purpose-built-rental-housing.png)
In 2020, the Indigenous Consumer Assistance Network (ICAN) set out to widen the scope of its financial counselling services by looking at how it could deliver a holistic financial counselling framework that could better meet the financial and well-being needs of its service users. Over the past...
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Financial abuse is one of the most common forms of elder abuse in Canada. Learn how to identify and prevent it, plus where to go for help if you or an older person you know is being financially...
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Explore the history, languages, cultures, and experiences of Indigenous Peoples in Canada. Click on "Access this resource" to visit the Crown-Indigenous Relations and Northern Affairs Canada website that has resources on First Nations, Inuit and...
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The first study of its kind measuring the impact of behaviorally informed advice on investor outcomes. It is common to seek the opinion of an expert when faced with a difficult decision. BEworks' research confirms this phenomenon in a range of consumer scenarios. For instance, parents faced with...
![](https://learninghub.prospercanada.org/wp-content/uploads/2024/05/BEworks.png)
Internet use in Canada is prolific, with 94% of Canadians going online for personal use in 2022, up from 91% in 2018. Not only are more Canadians using the Internet since the COVID-19 pandemic, but more are managing their personal and household finances online. Based on data from the Canadian...
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Momentum is a Calgary-based community organization that works with people living on low incomes and partners in the community to create a thriving local economy for all. For over 20 years, Momentum has offered matched savings programs that build financial stability by working with participants to...
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Greater attention has been given in recent years to the role of parental wealth in the home ownership aspirations of younger Canadians. Just as the intergenerational transmission of income inequality is of concern, an increasing reliance on the "Bank of Mom and Dad" raises questions about how...
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During the income tax filing season, scammers pose as representatives of the Canada Revenue Agency (CRA) in an attempt to trick you into sending payment for fictitious "debts" or into providing sensitive personal information that they can use to commit fraud. Learn how to spot tax season scams by...
![](https://learninghub.prospercanada.org/wp-content/uploads/2024/05/cba.png)
The Reducing the Impact of Financial Strain (RIFS) project is a ground-breaking collaboration between communities and their Primary Care Networks that aims to reduce financial strain as a barrier to health, particularly in areas of cancer, chronic-disease-management, and prevention. Did you know...
![](https://learninghub.prospercanada.org/wp-content/uploads/2024/05/rifs-project.png)
Through well-timed and thoughtful updates to their employee savings program, the number of Best Buy employees participating in the savings program increased from 4,500 to more than 7,000 and employees’ savings grew $1.5M. Interventions included enhancements to the program marketing content,...
![](https://learninghub.prospercanada.org/wp-content/uploads/2024/04/commonwealth-bestbuy.png)
This article by Credit Canada answers many questions around tax filing. For instance, what happens if you don't file your taxes, or you don't pay any tax owing. It also addresses the benefits of filing your taxes. Click on "Access this resource" to learn...
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