Identity theft is quite prevalent. Somebody may have managed to obtain an important piece of personal information such as a password, your date of birth, your credit card number, your phone number or your SIN. This resource by the Authorité des marchés financiers provides a few tips to help you...

The affordable housing crisis in Canada creates many challenges for millions of people trying to find a place to live that they can afford. For many marginalized renters, discrimination presents additional barriers making it even harder for them to find a home.  To better understand these...

This article analyses results from the Canadian Housing Survey, 2022 , using new variables on homelessness and factors contributing to regaining and maintaining housing. The paper provides a descriptive overview of different types of homelessness experiences in Canada, highlighting select...

From 2019 to 2022, among Indigenous people aged 18 years and older, 54.3% of Inuit reported having a regular healthcare provider, along with 81.4% of First Nations people living off reserve and 84.5% of Métis. This is compared with 85.7% of the non-Indigenous adult population. Released...

Tables for 14 indicators in Canada's Quality of Life Framework have been updated to include Canadian Social Survey data collected from October to December 2024 (fourth quarter of 2024). These indicators include life satisfaction, sense of meaning and purpose, future outlook, loneliness,...

Investing can be a great way to grow your wealth, but it’s important to understand the tax implications that come with it. In Canada, the taxation of investment income varies depending on the type of investment and the account in which it is held. Access this resource by the Canadian Investment...

No matter where you are in your financial journey—whether you’re beginning your career, saving for your children’s education, planning for retirement, or setting up a legacy for your loved ones—working with a qualified Financial Planner to create a financial plan can significantly help in...

For 20 years the Asset Funders Network has provided a forum for grant makers and financial institutions to connect, collaborate, and collectively invest in helping more people achieve economic security.  This report reflects their work over the past year celebrating their innovative research,...

Self-directed investors, or do-it-yourself (DIY) investors, decide which investments they want to buy and sell, and when. They direct their investment strategy themselves. Learn more about DIY investing by accessing this...

The policy brief, Provincial spending on housing and homelessness in Ontario, presents a stark reality: homelessness in Ontario is worsening, with chronic homelessness nearly doubling in just two years. The policy brief finds that:  Homelessness is worsening: Over 81,000 Ontarians experienced...

A poverty reduction strategy lays a foundation to build a community of best practices; it identifies gaps and leverages local knowledge. This case study unpacks the conditions that have led to the success of Niagara Region’s Poverty Reduction Strategy – specifically around its community...

Artificial intelligence (AI) technology has made it easier to create convincing scams. From AI-generated phishing scams to voice cloning, the tricks are evolving, but you can still protect yourself. Access this resource to recognize the signs of a scam and stay...

Canada is facing housing affordability challenges. In 2021, one in five households (20.9%) lived in unaffordable housing, defined as spending 30% or more of household total income on shelter costs (Statistics Canada, 2022c). Some estimates have projected a need for an additional 3.5 million housing...

The COVID-19 pandemic and post-pandemic recovery were “feast and famine” for the budgets of low-income families and individuals across Canada. Because of the income support programs put in place to help Canadians affected by workplace shutdowns, the poverty rate fell to 6.4% in 2020, down by...

In 2019, Canada’s National Housing Strategy Act recognized housing as a human right. This report highlights the progress, partnerships, and collective actions that have driven the right to housing movement forward, with a particular focus on key milestones and achievements in...

In 2024, close to half of First Nations people living off reserve (45%) and Métis (44%), and more than half of Inuit (54%) (all aged 15 years and older) reported that it was "difficult" or "very difficult" in the 12 months preceding the survey to meet their financial needs in terms of...

This research from early 2024 focuses on the perspectives of consumers as related to the individuals providing them with financial planning and/or financial advisory services. The research consisted of a survey of over 1,000 Ontario consumers, and two focus group discussions to supplement the...

Whether you are buying insurance for your home or things you own, FSRA’s role as a regulator is to ensure that those selling insurance are licensed and following the legislation for property and casualty Insurance.  Learn more by visiting the Financial Services Regulatory Authority of Ontario...

When you buy life or health insurance, FSRA protects you by ensuring insurance companies and life and health agents are properly licensed to operate in Ontario and that they comply with the Ontario Insurance Act.  Learn more by visiting the Financial Services Regulatory Authority of Ontario...

Rising housing costs have had an impact on the ability of families to move. This article, using data from the Canadian Social Survey (CSS), illustrates how higher prices have disproportionately affected the moving decisions of young Canadians, particularly those experiencing financial...

The Financial Consumer Agency of Canada’s (FCAC) report examines and compares key measures of financial well-being for 3 groups of Canadians: homeowners with mortgages, homeowners without mortgages, and renters. The data shown here are derived from FCAC’s COVID-19 Financial Well-being Survey....

Home ownership may be the biggest investment you’ll ever make, so it’s important to take your time. This resource by the Canadian Bankers Association outlines the types of mortgages, interest rate considerations, mortgage loan insurance, qualifying for a mortgage, renewing a mortgage and...

The Embedded Financial Coaching project builds on evidence that embedding financial coaching into employment services leads to stronger employment and financial well-being outcomes. This report provides insights on the project components including delivering financial coaching services, developing...

Women and girls are highlighted within Canada’s National Financial Literacy Strategy as a diverse population that can benefit from tailored approaches to strengthen financial resilience. To help close the gender gap, the Financial Consumer Agency of Canada (FCAC) developed and tested the benefits...

In 2023, the Financial Consumer Agency of Canada (FCAC) and researchers from Carleton University developed and tested the effectiveness of brief, online interventions at improving the financial confidence, financial knowledge and positive financial behaviours of young women ages 16–25. To...