Identity theft is quite prevalent. Somebody may have managed to obtain an important piece of personal information such as a password, your date of birth, your credit card number, your phone number or your SIN. This resource by the Authorité des marchés financiers provides a few tips to help you...

Investing can be a great way to grow your wealth, but it’s important to understand the tax implications that come with it. In Canada, the taxation of investment income varies depending on the type of investment and the account in which it is held. Access this resource by the Canadian Investment...

No matter where you are in your financial journey—whether you’re beginning your career, saving for your children’s education, planning for retirement, or setting up a legacy for your loved ones—working with a qualified Financial Planner to create a financial plan can significantly help in...

Self-directed investors, or do-it-yourself (DIY) investors, decide which investments they want to buy and sell, and when. They direct their investment strategy themselves. Learn more about DIY investing by accessing this...

Artificial intelligence (AI) technology has made it easier to create convincing scams. From AI-generated phishing scams to voice cloning, the tricks are evolving, but you can still protect yourself. Access this resource to recognize the signs of a scam and stay...

Whether you are buying insurance for your home or things you own, FSRA’s role as a regulator is to ensure that those selling insurance are licensed and following the legislation for property and casualty Insurance.  Learn more by visiting the Financial Services Regulatory Authority of Ontario...

When you buy life or health insurance, FSRA protects you by ensuring insurance companies and life and health agents are properly licensed to operate in Ontario and that they comply with the Ontario Insurance Act.  Learn more by visiting the Financial Services Regulatory Authority of Ontario...

Home ownership may be the biggest investment you’ll ever make, so it’s important to take your time. This resource by the Canadian Bankers Association outlines the types of mortgages, interest rate considerations, mortgage loan insurance, qualifying for a mortgage, renewing a mortgage and...

Financial Services Regulatory Authority is responsible for registering all federally incorporated loan and trust companies that do business in Ontario. They enforce the Loan and Trust Corporations Act that govern loan and trust companies. Use this website to learn more about: How to find a...

FSRA’s role as regulator is to ensure pension plans meet the legal standards in the Pension Benefits Act. They can also help you if you can’t get the information you need from your plan administrator or want to file a complaint about your pension plan. Use this website to learn more...

Financial Services Regulatory Authority, through the Deposit Insurance Reserve Fund (DIRF), provides coverage of non-registered insurable deposits, such as a chequing or savings accounts, up to a maximum amount of $250,000, while deposits in registered accounts, such as RRSPs or TFSAs, have...

 Under the Mortgage Brokerages, Lenders and Administrators Act, 2006 (MBLAA) all individuals and businesses in Ontario who carry out regulated mortgage brokering activities must be licensed with the Financial Services Regulatory Authority unless otherwise exempted by the Act. As regulator, their...

Financial Services Regulatory Authority’s role, as a regulator, is to ensure that insurance companies’ proposed rates are fair and not excessive. This website will help you learn about: What to do after an accident How to save on auto insurance Filing a complaint Getting an auto...

Some say money talks, but many people feel uncomfortable talking about money. However, talking openly about your finances with people you trust can be an important step in reaching your goals. It may be tough to talk about money with close family and friends, but it can be helpful. To break the...

Understanding Technology-Facilitated Economic Abuse: This form of abuse arises when digital tools are misappropriated to monitor, control, or sabotage an individual's finances. It can take many forms, including tracking online banking, identity theft, restricting account access, and even utilizing...

Credit unions offer many of the same services as a bank such as cash deposits, investments, mortgages and more. The moment you become a credit union member and make a deposit, your insurable deposits are protected. FSRA, through the Deposit Insurance Reserve Fund (DIRF), provides coverage of...

If you are looking to work with a loan and trust company for deposits or loans, FSRA is responsible for registering all federally incorporated loan and trust companies that do business in Ontario. They enforce the Loan and Trust Corporations Act that govern loan and trust companies. See FSRA's...

Among the truly urgent crises facing the United States is widespread household financial insecurity. A stunning 51% of U.S. households have expenses that are at least equal to—if not greater than—their income, and 55% lack the necessary savings to weather a simultaneous income drop and expense...

Enrolling in post-secondary education can be expensive. The Registered Education Savings Plan (RESP) is a dedicated savings plan designed to help you save for a child’s education after high school. Learn more about how RESPs work, the types of RESPs, and the fees involved by heading over to the...

A new OSC behavioural science experiment reveals Canadians are equally open to investment suggestions from AI systems and human advisors. As the use of AI increases, understanding the role of AI in supporting retail investor decision-making is important. While AI presents a range of opportunities...

Fraudsters are master manipulators who leverage relationships to build trust and exploit you financially. Technology makes it easy to become a victim as bad actors can, pretend to be someone you know online, or use artificial intelligence to trick you. According to data from the Canadian Anti-Fraud...

In recent years, social media has become a powerful platform for sharing information. A way to discover new products and lifestyle hacks, everything from gaming to fitness, meal prep, or even finance can be the niche of an online influencer. In today’s digital age, especially post-pandemic, there...

When fraudsters invest time to get as much of your money as possible it’s called “pig butchering”. Just as a farm animal is fattened up before being sold to market, pig butchering scammers take a long-haul approach to get what they want from victims. Find out more about these scams and how...

Interpreting the data: Key takeaways from Welfare in Canada, 2023. For nearly 40 years, the annual Welfare in Canada series and its predecessors have documented the depth of poverty that persists for people receiving social assistance. The 2023 edition builds on this work to provide a...

On August 5, 2024, FCAC relaunched its national, multi-media advertising campaign titled “Housing Costs on Your Mind?”. The campaign promotes FCAC’s tools and resources related to renting, buying a home and owning a home with a mortgage. The campaign runs until...