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Discover financial empowerment resources

Search this library to find research and resources from across the financial empowerment field.
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A time for urgent action: The 2024 Repot of the National Advisory Council on Poverty

The executive summary on the progress of Opportunity for All- Canada's First Poverty Reduction Strategy identifies the availability and affordability of safe and suitable housing, the ever-increasing cost of feeding one's family, the long hours and low wages of work to barely keep your head above...

Topic: Poverty issues
Author: National Advisory Council on Poverty
Publisher: ESDC - Employment and Social Development Canada
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About the Canada Learning Bond

The Canada Learning Bond (CLB) is money that the Government adds to a Registered Education Savings Plan (RESP) for children from low-income families. This money helps to pay the costs of a child’s full- or part-time studies after high school at apprenticeship programs, CEGEPs, trade schools,...

Topic: Asset building and saving
Author: ESDC - Employment and Social Development Canada
Publisher: ESDC - Employment and Social Development Canada
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Canada’s Disability Inclusion Action Plan

Canada’s Disability Inclusion Action Plan is a comprehensive, whole-of-government approach to disability inclusion. It embeds disability considerations across our programs while identifying targeted investments in key areas to drive change. It builds on existing programs and measures that have...

Topic: Best practices, Financial inclusion
Author: ESDC - Employment and Social Development Canada
Publisher: ESDC - Employment and Social Development Canada
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Understanding Systems: The 2021 report of the National Advisory Council on Poverty

Canada’s National Advisory Council on Poverty’s second Annual Report, Understanding Systems, is the first report to provide a glimpse into poverty since COVID-19. Based on community engagements with Canadians and provinces/territories over the last year, the Council has recommended five...

Topic: Poverty issues
Author: ESDC - Employment and Social Development Canada
Publisher: ESDC - Employment and Social Development Canada
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RESPs and education incentives for children in care – toolkit for public primary caregivers

The Canada Education Savings Program (CESP) recently developed a Toolkit for Public Primary Caregivers to help child welfare organizations open Registered Education Savings Plans (RESPs) and access the Canada Learning Bond (CLB) for children in care. Most children in care automatically qualify...

Topic: Asset building and saving
Author: ESDC - Employment and Social Development Canada
Publisher: ESDC - Employment and Social Development Canada
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Canada Learning Bond – Get $500 for your child’s future

This two-page brochure describes the benefits of acting now to receive $500 to help start saving for a child's education after high school. The brochure is also available in the following Indigenous languages: Canada Learning Bond – Cree Canada Learning Bond – Denesuline Canada Learning...

Topic: Asset building and saving, Tax filing and benefits
Author: ESDC - Employment and Social Development Canada
Publisher: ESDC - Employment and Social Development Canada
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Evaluation of the Guaranteed Income Supplement

The Old Age Security program is the largest statutory program of the Government of Canada, and consists of the Old Age Security pension, the Guaranteed Income Supplement, and the Allowance. The Guaranteed Income Supplement is provided to low-income seniors aged 65 years and over who receive the Old...

Topic: Asset building and saving, Tax filing and benefits
Author: ESDC - Employment and Social Development Canada
Publisher: ESDC - Employment and Social Development Canada
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Enhancing access to the Canada Learning Bond

This discussion paper responds to a request from ESDC to develop options for reforms to the Canada Education Savings Program and, more specifically to improve access to the Canada Learning Bond. It reviews individual and institutional challenges to participation in the current system and consider...

Topic: Research and evaluation
Author: Jennifer Robson
Publisher: ESDC - Employment and Social Development Canada
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The Old Age Security program toolkit

The Old Age Security program toolkit – Your complete guide to Canada’s Old Age Security...

Topic: Tax filing and benefits
Author: ESDC - Employment and Social Development Canada
Publisher: ESDC - Employment and Social Development Canada
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Pre-Budget Tour: The State of the Middle Class

This is a pre-budget presentation from the Government of Canada on the state of the middle class in Canada. Middle class challenges, successes, and government commitments. All Canadians benefit from strong, sustained, and inclusive economic growth and everyone has a real and fair chance at economic...

Topic: Financial well-being
Author: ESDC - Employment and Social Development Canada
Publisher: ESDC - Employment and Social Development Canada
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Canada Education Savings Program: Annual Statistical Review – 2013

This report provides annual statistics on RESPs and the incentives provided by the CESP for the period between January 1 and December 31, 2013, as well as historical data that show trends since the inception of the CESP. Although any child between 0 and 17 years of age can be named as the...

Topic: Asset building and saving
Author: ESDC - Employment and Social Development Canada
Publisher: ESDC - Employment and Social Development Canada
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Canada Education Savings Program (CESP): Summative Evaluation Report

This summative evaluation of the Canada Education Savings Program (CESP) examines the performance of the CESP. The CESP, which includes the Basic Canada Education Savings Grant (CESG), the Additional-CESG (A-CESG) and the Canada Learning Bond (CLB), provides incentives to save for post-secondary...

Topic: Asset building and saving
Author: ESDC - Employment and Social Development Canada
Publisher: ESDC - Employment and Social Development Canada
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