In this video presentation Derek Burleton of TD Economics shares findings from the report 'Pervasive and Profound,' which examines income volatility trends in Canada. The survey found that nearly 40% of Canadians experience moderate to high income volatility.  This presentation was given at the...

Income volatility describes income which is inconsistent (not received on a regular and predictable basis), unstable (amount varies each time it is received), and that fluctuates month to month by a significant percentage. TD’s report, Pervasive and Profound, has found that Canadians...

Last year marked the seventh straight year of solid employment gains in Canada following the recession. But, scratching beneath the surface shows the credit went solely to part-time positions. Steep losses in energy-producing provinces are only partially to blame for the decline in full-time...

While the recession may technically draw to a close in the third quarter, its reverberations will be felt for some time. Most notably, recovery will be sluggish relative to that in the wake of past recessions. Unemployment will continue to rise into 2010 as re-hiring proceeds slowly and more...

We define precarious employment as having an outsized level of uncertainty, whether in terms of pay, ongoing employment, scheduling, or other dimensions. Types of work associated with precarious employment are typically lower paying, with an income gap of between $11,600 and $18,000 in 2014...

The cost of obtaining a post-secondary education has risen rapidly over the last decade, and that price tag is likely to continue to rise faster than the price of inflation. Numerous academic studies show that the higher future income stream resulting from the investment in a post-secondary...

Moving to a new country is exciting, but there's no denying that it comes with its own unique set of challenges. This infographic shows results from the Money Talk For Newcomers Poll by TD Canada...