Not having a Social Insurance Number (SIN) and not filing taxes may represent challenges to access government programs and supports such as the Canada Education Savings Grant (CESG) and the Canada Learning Bond (CLB). Limited data availability has prevented a full assessment of the extent of these...
This online tool released by the Canada Revenue Agency can be used to determine the eligibility and payment amounts of child and family benefits. Additional information on child and family benefit programs may be found on the Canada Revenue Agency's child and family benefits...
In this brief, we articulate why collaboration between community foundations and CSA programs is in their mutual interest. We describe the variety of roles that community foundations can play in promoting the growth and success of CSA programs, and then identify the primary challenges encountered...
Children’s education savings accounts are a vital tool in boosting high school completion rates, increasing post-secondary education attainment, and reducing poverty. Research shows that saving for a child’s education is connected to improved child development, greater educational and career...
The Canada Learning Bond (CLB) is an educational savings incentive that provides children from low income families born in 2004 or later with financial support for post-secondary education. Personal contributions are not required to receive the CLB, however take-up remains low among the eligible...
An infographic highlighting how to attend post-secondary education with no student debt. It shows how a family eligible for the Canada Learning Bond, with average family savings, student earnings and available grants can cover the cost of post-secondary education (PSE) with no need to...
This new research study: the 2016 UK Children and Young People’s Financial Capability Survey, is the first of its kind: a nationally representative survey of the financial knowledge, attitudes and behaviours of 4- to 17-year-olds and their parents, living in the UK. A total of 4,958 children and...
Nouveaux arrivants: Le saviez-vous? Il y a des prestations et des crédits auxquels vous pourriez avoir droit si: Vous avez un numéro d’assurance sociale. Vous produisez votre déclaration de revenus chaque année même si vous n’avez aucun revenu. Nous utilisons les renseignements qui...
We characterize rates of intergenerational income mobility at each college in the United States using administrative data for over 30 million college students from 1999-2013. First, access to colleges varies greatly by parent income. Second, children from low and high-income families have very...
This overview paper broadly outlines the types of strategies being used to help people move up from poverty. It lays out basic categories for classifying such programs, explains the logic of various approaches, and offers some broad pros and cons of various types of interventions. The accompanying...
This second edition of Canadian Demographics at a Glance updates and expands the data and analyses found in the first edition. This compendium is comprised of four sections, beginning in Section one with an overview of Canada’s total population growth, as well as the age and sex structure....
This study uses data from the National Household Survey (NHS) to examine the living arrangements of Aboriginal children aged 14 and under, and includes results about Aboriginal children who lived with a lone parent, with their grandparents, or in a stepfamily. The study also provides key statistics...
The purpose of this white paper is to outline how the ongoing struggle of many consumers to manage their finances can be mitigated in the future by focusing specifically on youth financial education. What we propose here is a comprehensive strategy to impart personal financial-management skills to...
The disability income system is an agglomeration of disparate programs that were designed for distinct purposes. That reality would not actually be a bad thing if at least all the pieces worked well together. A new Basic Income for persons with disabilities would enable the reform of both the...
Good public policy matters and has been effective in reducing child poverty. Indeed, without government transfers over 2 million children would live in poverty. However, to date, policy inputs against poverty have been small and poverty reduction too limited. History has shown us that no one-off...
This paper has two main goals. First, we provide a review of 38 studies on the relationship between assets and children’s educational attainment. Second, we discuss implications for Child Development Accounts (CDAs) policies. CDAs have been proposed as a potentially novel and promising asset...
Enrolled By Six: Peel Post Secondary Strategy is a community impact strategy, rooted in research, to enroll every eligible child in Peel Region in the Canada Learning Bond – Registered Education Savings Plan for post secondary tuition before the age of...
There has been a resurgence of political interest in Canada in the rather old idea of a universal basic income, sometimes called a guaranteed annual income. Essentially, a basic income is a “no strings attached” transfer from government to individuals or families that can be simpler to...
This report was conducted by the Manitoba Centre for Health Policy (MCHP) at the request of the Healthy Child Committee of Cabinet (HCCC) and Manitoba Health, Seniors and Active Living (MHSAL). It presents valuable current and cross-departmental information to inform the continued development,...
Empirical evidence gathered over the last several years documents the potential of Children’s Savings Accounts (CSAs) to expand educational and economic opportunity for low- and moderate-income families. While much of the research on CSAs is based on regression analyses of panel data, randomized...
This is a report on child poverty in British Columbia and connections to the working poor, employment insecurity, living on low incomes, and gives policy recommendations to respond to this...
Two years ago, our organizations released The Hidden Epidemic: A Report on Child and Family Poverty in Toronto, which documented the high level of child and family poverty in the City of Toronto and the widespread lack of access by children to decent housing, food, recreation and learning...
through plans and programs that include forward-looking features. These innovative features will assist tribal members, especially children, to preserve and grow a portion of their funds for future development purposes—such as college, home ownership, business development, and retirement—and to...
Where and when during childhood and adolescence do people acquire the foundations of financial capability? The Consumer Financial Protection Bureau (CFPB) researched the childhood origins of financial capability and well-being to identify those roots and to find promising practices and...
The Children’s Savings Account (CSA) movement has taken off in the past few years. These programs provide long-term savings or investment accounts and savings incentives to help children build savings for their future. In 2016, CSA initiatives started in a diverse range of locations, such as...
