Good financial planning starts with knowing what you spend. Try out this budget worksheet, prepared by the Ontario Securities Commission,  to see the difference in your costs before you retire and after you stop...

There’s plenty in this book for a good grounding in e-Learning strategy. But what about strategy in general? What should you consider as you read each chapter? What constitutes strategic thinking and strategic action? For me, it’s about three things: differentiating strategy from tactics,...

To find the best deal when you buy a financial product or service, follow the SAVED steps: 1. STOP for a mental break before making a decision. 2. ASK questions about costs and risks. 3. VERIFY and check what you’re told. 4. ESTIMATE your costs. 5. DECIDE whether the costs and value are...

Sometimes we set new goals, have changes in income, or switch priorities in our lives. Making a plan is the easiest way to navigate these changes. You wouldn’t start a road trip without mapping it out first, and the same is true with your finances. This guide will help you gain a clear view of...

Consumers have told us that they sometimes find common financial rules of thumb—like “spend no more than 30% of your take-home pay on your wants”—hard to apply to their own circumstances. Don’t feel discouraged, you can decide on your own personal rule to live by that works for your...

Consumers have told us that they sometimes find common financial rules of thumb—like “save 10% of your income”—hard to apply to their own circumstances. Don’t feel discouraged, you can decide on your own personal rule to live by that works for your financial situation. Putting away...

Consumers have told us that they sometimes find common financial rules of thumb—like “check your credit report once a year”—hard to apply to their own circumstances. Don’t feel discouraged, you can decide on your own personal rule to live by that works for your financial situation. Use...

These worksheets are to be used in conjunction with the ExpandNet/WHO document entitled Nine steps for developing a scaling-up strategy. For more extensive guidance on scaling up, see Practical guidance for scaling up health service innovations. These and other scaling up tools are available on the...

This workbook contains the tools that are introduced in UNSTUCK: How to Get Out of Your Money Rut and Start Living the Life You Want. As you read the book, you can fill these pages to create your own personalized money management plan. The worksheets are easy to use and are in the order they appear...

This is a budgeting and financial literacy workbook from Money Mentors in Alberta. It contains worksheets and goal setting support for working with the amount of money you have and prioritizing...

Financial Social Work provides a robust approach to behavioural change using a financial orientation. Grounded in the understanding that financial behavioural change is an outcome of increased personal growth and awareness, Financial Social Work certification provides the process required for...

Financial Social Work provides a powerful approach to behavioural change using a financial orientation. Grounded in the understanding that financial behavioural change is an outcome of increased personal growth and awareness, Financial Social Work certification provides the process required for...

The goal of the Your Money, Your Goals toolkit is to make it easier for volunteers, lay counselors and workers, mentors, and coaches to help the people they serve become more financially empowered. Module 1-2: Setting goals, saving, and planning. Module 3-5: Managing income and spending money....

With over 50 million Americans aged 62 and older, Older Adults are prime targets for financial exploitation both by persons they know and trust and by strangers. A key factor in some cases of elder financial exploitation is mild cognitive impairment...