See the impact of markets ups, downs, and more based on historical data.  Available in...

The tools provided by Autorité des marchés financiers can help guide financial planning for you and your...

Investing can be a great way to grow your wealth, but it’s important to understand the tax implications that come with it. In Canada, the taxation of investment income varies depending on the type of investment and the account in which it is held. Access this resource by the Canadian Investment...

No matter where you are in your financial journey—whether you’re beginning your career, saving for your children’s education, planning for retirement, or setting up a legacy for your loved ones—working with a qualified Financial Planner to create a financial plan can significantly help in...

This glossary of investing terms put together by the Canadian Investment Regulatory Organization (CIRO) may be useful for new and seasoned investors...

Self-directed investors, or do-it-yourself (DIY) investors, decide which investments they want to buy and sell, and when. They direct their investment strategy themselves. Learn more about DIY investing by accessing this...

Money and Youth starts with an exploration of one’s values and covers how to make good decisions – and be aware of those who will try to influence decisions and how they can go about doing so. The book then proceeds through a learning framework looking at the challenges and opportunities of...

To give you confidence when seeking advice from anyone using a Financial Planner or Financial Advisor, or similar, title in Ontario, FSRA requires these individuals meet a minimum standard of education and be supervised by a FSRA-approved credentialing body.  Use this website to: Check...

The Canadian Securities Administrators compiles a list of member investor alerts that is intended to assist the public and the securities industry in conducting due diligence.  The subjects of these alerts are persons or companies who appear to be engaging in securities activities that may pose a...

Securities regulators from each province and territory have teamed up to form the Canadian Securities Administrators, or CSA for short. The CSA is primarily responsible for developing a harmonized approach to securities regulation across the country. Have you ever considered how much of our lives...

The Nova Scotia Securities Commission has investor education videos covering a range of topics from recognizing frauds and scams to learning more about investing and compound interest.  Access this resource to see them...

As Nova Scotia’s population gets older, more people are thinking about, and getting closer to retirement, and many of them have built up a sizable investment portfolio over their lifetime. This has led to older adults in Nova Scotia, and throughout Canada, being targeted by investment fraud and...

This guide, prepared by FAIR Canada, will help consumers who have complaints against their bank or investment firm and want to be financially compensated for their losses. This guide provides and overview of external complaint-handling systems that may be available when seeking compensation. It is...

One of the core strategic priorities identified in FAIR Canada's 2023 -2028 Strategic Plan was to conduct and share research that provides deeper perspectives directly from individual investors about key policy matters that have an impact on them. As part of this effort, FAIR Canada commissioned an...

A new OSC behavioural science experiment reveals Canadians are equally open to investment suggestions from AI systems and human advisors. As the use of AI increases, understanding the role of AI in supporting retail investor decision-making is important. While AI presents a range of opportunities...

This guide by the Canadian Investment Regulatory Organization covers these topics: What are crypto assets? Blockchain technology Cryptocurrencies or crypto assets? Buying and selling crypto assets Alberta securities law for crypto assets and crypto asset trading platforms Holding your...

When fraudsters invest time to get as much of your money as possible it’s called “pig butchering”. Just as a farm animal is fattened up before being sold to market, pig butchering scammers take a long-haul approach to get what they want from victims. Find out more about these scams and how...

Following the crowd can help you simplify complex decisions like investing. But you could lose money by investing in something just because everyone else is. Find out how to avoid herd behaviour by watching this video from the Ontario Securities...

Make good financial decisions by getting the facts. Whether you’re deciding which account or credit card to choose, or figuring out if you can afford that mortgage this year or next, ATB has the tool or resource to help you get it right. Head to the ATB website to access these tools and...

There are many ways to invest. Your choices will depend on your goals, your timeline and your willingness and ability to accept risk. It’s important to know some basics. This article by CIRO outlines the 5 key principles of investing: can you afford it, diversification, invest for the long term,...

Investment firms are required to provide to each client an annual summary of all fees paid the previous year for services and advice. These requirements result in greater transparency about what you are paying, either directly or indirectly, for investment advice and other...

No matter what type of investment you buy or advice you receive, you will be charged fees. There are many different types of fees and ways that you can be charged. Use this calculator by the Ontario Securities Commission to estimate how these fees can affect your investments over...

The Office of the Investor at the Canadian Investment Regulatory Organization (CIRO) engaged with Innovative Research Group to conduct the organization’s first national investor survey. The objective of this general population (and particularly investors) survey research is to help CIRO better...

CIRO sets and enforces rules for the business, trading and financial conduct of Member firms and their representatives across Canada. These rules protect investors. Access this resource to learn more about the benefits of working with a CIRO...

CIRO works within the Canadian regulatory framework to help contribute to investor confidence and security. In collaboration with these other organizations, CIRO is committed to the protection of investors and maintaining the integrity of the Canadian capital markets. We want to build Canadians’...