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Discover financial empowerment resources
Search this library to find research and resources from across the financial empowerment field.
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Quarterly Consumer Credit Trends: Recent trends in debt settlement and credit counseling
This report used a longitudinal, nationally-representative sample of approximately five million de-identified credit records maintained by one of the three nationwide consumer reporting agencies. Trends in debt settlement and credit counseling during the Great Recession and in recent years are...
Publication Date: July 10, 2020
Topic: Credit & Debt
Author: Charles Romeo, Christa Gibbs, Grant Guillory, Vanessa Megaw
Publisher: CFPB - Consumer Financial Protection Bureau
Content Type: Research
Format Type: Report
Tag: Consumer protection, Credit counselling, Debt settlement
Location: United States
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Debt settlement and financial recovery companies: too risky an option?
This report presents a study of the debt settlement and financial recovery industry and examines Canadian consumer issues from these services. Data is gathered from company websites and contracts as well as customer surveys and questionnaires completed by governmental and non-governmental...
Publication Date: December 18, 2017
Topic: Consumer protection
Author: Union des Consommateurs
Content Type: Research
Format Type: Report
Tag: Budgeting, Consumer protection, Credit, Credit repair, Debt, Debt management, Debt settlement, Financial counselling, Regulation
Location: Canada
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