The Financial Consumer Agency of Canada (FCAC or the Agency) recently conducted research in the autolending space to better understand market conduct, the regulatory framework, and growing microeconomic risks. This report focuses on the auto loans offered by federally regulated lenders and the...

Payday loans typically carry annual percentage rates of 300 to 500 percent and are due in a lump sum, or balloon payment, on the borrower’s next payday, usually about two weeks later. These loans are advertised as quick fixes for unexpected expenses, but repaying them consumes more than a third...

This is the slide deck for the CFED-hosted webinar "How the CFPB is Proposing to Regulate the Small Dollar Lending Industry. Understanding and Supporting the Payday Lending...