This Report on Equality Rights of People with Disabilities presents a national portrait of people with disabilities compared to people without disabilities based on seven dimensions of well-being, considered critical from an equality rights perspective. They are: economic well-being, education,...

This report describes the impact of persistent conditions of disadvantage on the daily lives of Aboriginal people across Canada. Drawn primarily from Statistics Canada surveys, the report compares Aboriginal and non-Aboriginal people across a spectrum of indicators, including education, employment,...

When it comes to investing, there are many considerations to make before choosing if and what types of investments are best for your situation. This webinar explores the topic of investor education and consumer protection for financially vulnerable Canadians. We'll start by discussing the basics...

DisAbled Women’s Network (DAWNRAFH) Canada is a national, feminist, cross-disability organization whose mission is to end the poverty, isolation, discrimination and violence experienced by Canadian women with disabilities and Deaf women. People with disabilities, specifically women with...

This is a fact sheet about the gender wage gap in Canada. The gender wage gap is the difference in earnings between women and men in the workplace. It is a widely recognized indicator of women’s economic equality, and it exists to some extent in every country in the world. A 2015 UN Human Rights...

This collection of financial empowerment tools and resources is intended to support both Indigenous and non-Indigenous organizations working to build financial wellness in First Nation communities. It was created as part of the Financial Wellness in First Nations project (2021-2023) where...

The ballooning cost of living has had a disproportionate impact on low-income households, 77.6% of whom are financially vulnerable or extremely financially vulnerable. Prosper Canada's recently commissioned study from the Financial Resilience Institute, shows the unarguable deteriorating state of...

This study, commissioned by the Ontario Securities Commission (OSC) and conducted by the Brondesbury Group, provides some insights on the knowledge that older Canadians have about the financial realities of retirement and how they would apply that knowledge earlier in life if they are able to do...

To better grasp the financial issues faced by older Canadians in and approaching retirement, the Ontario Securities Commission (OSC) commissioned a survey1 of 1,500 people age 50 and older. Through the survey, the OSC discovered 3 key lessons that respondents wish they had better understood and...

This paper explores the intersection of digital innovation, digital services, access, and taxpayer rights in the Canadian context, in light of the experiences of vulnerable populations in Canada, from the perspective of the Taxpayers’ Ombudsman. Many aspects of the CRA’s digitalization...

In an effort to understand the challenges and opportunities facing civil society and community organizations working to improve the quality of Canada’s internet, the Canadian Internet Registration Authority (CIRA) commissioned research firm The Strategic Counsel to conduct a qualitative and...

This study by the Ontario Securities Commission examines Canadians’ crypto ownership and knowledge. It found 13% of Canadians currently own crypto assets or crypto funds. The study also found most Canadians did not have a working knowledge of the practical, legal and regulatory dimensions of...

The Ontario Securities Commission (OSC) published the results of a survey assessing Canadian investors’ financial literacy. As individuals take on more responsibility for their own investing, it is essential that they have enough financial knowledge to effectively participate in Canada’s...

Many of us have shifted some of our shopping online during the pandemic – it’s easy and very often you can have items delivered right to your door. Criminals are taking advantage of the increased popularity of online shopping by creating fake websites and apps that look authentic but are just a...

This research report identifies behaviourally informed ways that government, regulators, employers, and financial institutions can encourage retirement planning. Thirty different initiatives and tactics that could be implemented by a variety of stakeholders to encourage retirement planning are...

In the spirit of social justice, the Commission on Social Determinants of Health was set up by the World Health Organization (WHO) in 2005 to marshal the evidence on what can be done to promote health equity, and to foster a global movement to achieve it. The Commission calls on the WHO and all...

The toolkit was developed to assist other Canadian communities that are interested in adopting the Housing First approach. Primarily based on the experiences of the At Home/Chez Soi project, we have assembled tools and resources that are practical and user-friendly for groups and communities...

Canada has quietly moved from the era of the health care review to the era of the review of postsecondary education. Having digested (or set aside) the recommendations of the Romanow and Kirby commissions, federal and provincial governments have developed an appetite for proposals on how to enhance...

Since 2017, the Canadian Observatory on Homelessness and A Way Home Canada have been implementing and evaluating three program models that are situated across the continuum of prevention, in 10 communities and 12 sites in Ontario and Alberta. Among these is an early intervention called Youth...

The Annual Report by the Office of the taxpayer's ombudsman provides key achievements, identifies Canada Revenue Agency (CRA) service issues and outlines trends in complaints. In addition, the report includes three recommendations to the Minister of National Revenue and the Chair of the Board of...

Operating at arm’s length from the Canada Revenue Agency, the Office of the Taxpayers' Ombudsman (OTO) works to enhance the Canada Revenue Agency's (CRA) accountability in its service to, and treatment of, taxpayers through independent and impartial reviews of service-related complaints and...

This is a short guide by the FCAC on how to cash a government of Canada cheque for free. Under Canadian law, you have the right to cash your Government of Canada cheque for free. You can cash a Government of Canada cheque for free at any bank, even if you are not a...

Recent commentary on the state of the average Canadian’s finances has been sharply divergent, as rosy conclusions clash with much more pessimistic takes. Which is right? From the perspective of income, the news is generally good. But consider assets, and the reality is...

This presentation shows the results of a quantitative study undertaken by the Ontario Securities Commission to assess attitudes, behaviour and knowledge among Canadians pertaining to a variety of investment topics. These topics include retirement planning and conversations about...

In 2008, research conducted by Omega revealed that high-income families took advantage of Canada’s programs to encourage education savings at four times the rate of lower-income families. The findings also showed that only 16% of eligible Canadian children had received their CLB. In response to...