Aspen Financial Security Program’s the Expanding Prosperity Impact Collaborative (EPIC) has identified seven specific consumer debt problems that result in decreased financial insecurity and well-being. Four of the identified problems are general to consumer debt: households’ lack of savings...

This is the second in a series of briefs produced by a partnership between the Aspen Institute’s Expanding Prosperity Impact Collaborative (EPIC), Washington University’s Center for Social Development (CSD), and the Intuit Tax and Financial Center. The first brief highlighted new data on the...

This report is on the results of a survey of 150+ experts on income volatility, its causes and impact, and what to do about...

EPIC’s first issue brief, “Income Volatility: A Primer,” was a comprehensive literature review of what is known about the prevalence, causes, and impacts of income volatility. This second brief looks at managing income volatility at both the household and societal levels. It presents a...

Income volatility is an emerging, critical issue for understanding financial security today. American households seem to be facing increased instability and unpredictability in their financial lives. Despite the efforts of scores of researchers, there is no consensus on the extent of volatility...