Discover financial empowerment resources
Discover financial empowerment resources
Rising housing costs have had an impact on the ability of families to move. This article, using data from the Canadian Social Survey (CSS), illustrates how higher prices have disproportionately affected the moving decisions of young Canadians, particularly those experiencing financial...

Braiding Mind, Body, and Spirit: A Financial Wellness Bundle is a resource designed to help Indigenous individuals, families, and communities make confident money choices with settlement funds. This 60-minute webinar brings together the co-creators of the resource to highlight the need for more...

This 90-minute webinar provided frontline practitioners with foundational knowledge and skills to support Canadians who are living on a low income to access benefits. Participants learned the importance of access to benefits for individuals and families, reviewed key skills and opportunities for...

Canadians with low incomes lack access to the financial help they need to rebuild their financial health and resilience. Watch the webinar from September 17, 2025 as we present findings from our recent report: Closing the Divide: Solutions for Canada’s Financial Help Gap. Prosper Canada’s...

When you work with an investment advisor, it is important to know your rights as an investor. Available in...

Tips and tools to help you recognize, prevent, and report scams, keeping your finances and personal information safe. Available in...

A culturally grounded resource to support Indigenous financial wellness. Braiding Mind, Body, and Spirit is a financial wellness bundle created by and for Indigenous individuals and communities. Developed with Indigenous teachings, community voices, and practical tools to support individuals,...

Buy Now Pay Later apps like Klarna and Afterpay have become ubiquitous since the pandemic, allowing users to pay for items in small installments over time instead of footing the bill all at once. But now, some financial experts are sounding the alarm that these easy-to-use apps can lead to...

This report provides top-line data and insights on the financial resilience of Canadians living with low incomes based on the Institute’s Financial Well-Being Studies, Financial Resilience Index Model and Financial Well-Being Index Model linked to an Overall Well-Being Score. Based on data from...

Your tax notice of assessment tells you many important things. Learn more about what’s in your notice of assessment and what to do if you need to make a change on your tax return or if you disagree with your assessment. Available in...

See the impact of markets ups, downs, and more based on historical data. Available in...

Many Canadians assume that poverty among seniors is a minor issue. That the income security system provides enough for the elderly to live with dignity. But this new report reveals a different reality: 430,000 seniors in Canada live below the Official Poverty Line. Why does seniors’ poverty...

There’s more to the college affordability crisis than the mere fact of debt. “You know, 80% of people with student debt say it causes them to delay things like getting married, buying a house, having kids,” says Aaron Kuecker, president of Trinity Christian College. “Two-thirds of folks who...

Ontario faces three crises in housing – attainability, affordability and homelessness. These crises were and are exacerbated by the ongoing COVID-19 pandemic. The economic chaos created as our American allies become difficult neighbours threatens to pile on top of the COVID-19 damage before our...

The affordable housing crisis in Canada creates many challenges for millions of people trying to find a place to live that they can afford. For many marginalized renters, discrimination presents additional barriers making it even harder for them to find a home. To better understand these...

Tables for 14 indicators in Canada's Quality of Life Framework have been updated to include Canadian Social Survey data collected from October to December 2024 (fourth quarter of 2024). These indicators include life satisfaction, sense of meaning and purpose, future outlook, loneliness,...

From 2019 to 2022, among Indigenous people aged 18 years and older, 54.3% of Inuit reported having a regular healthcare provider, along with 81.4% of First Nations people living off reserve and 84.5% of Métis. This is compared with 85.7% of the non-Indigenous adult population. Released...

This article analyses results from the Canadian Housing Survey, 2022 , using new variables on homelessness and factors contributing to regaining and maintaining housing. The paper provides a descriptive overview of different types of homelessness experiences in Canada, highlighting select...

The policy brief, Provincial spending on housing and homelessness in Ontario, presents a stark reality: homelessness in Ontario is worsening, with chronic homelessness nearly doubling in just two years. The policy brief finds that: Homelessness is worsening: Over 81,000 Ontarians experienced...

In 2019, Canada’s National Housing Strategy Act recognized housing as a human right. This report highlights the progress, partnerships, and collective actions that have driven the right to housing movement forward, with a particular focus on key milestones and achievements in...

The COVID-19 pandemic and post-pandemic recovery were “feast and famine” for the budgets of low-income families and individuals across Canada. Because of the income support programs put in place to help Canadians affected by workplace shutdowns, the poverty rate fell to 6.4% in 2020, down by...

Canada is facing housing affordability challenges. In 2021, one in five households (20.9%) lived in unaffordable housing, defined as spending 30% or more of household total income on shelter costs (Statistics Canada, 2022c). Some estimates have projected a need for an additional 3.5 million housing...

In 2020, racialized individuals were less likely than non-racialized individuals to have income from multiple sources after the age of 65. Among all racialized individuals aged 65 and over, Japanese individuals were most likely to have private retirement income (74%) and investment income...

The Government of Canada has created a digital toolkit for Black History Month 2025. Click on "Access this resource" to download a Black History month poster, a virtual background for video...

In 2024, close to half of First Nations people living off reserve (45%) and Métis (44%), and more than half of Inuit (54%) (all aged 15 years and older) reported that it was "difficult" or "very difficult" in the 12 months preceding the survey to meet their financial needs in terms of...
