Discover financial empowerment resources
Discover financial empowerment resources
The Working Centre in Kitchener-Waterloo has been dedicated to aiding marginalized populations for over 40 years. In partnership with Prosper Canada, it embarked on an initiative to connect the populations they serve to government benefits and tax filing support. Recognizing the intricate...
The CRA's Indigenous strategy takes inspiration from the United Nations Declarations on the Rights of Indigenous Peoples and contributes to the Government of Canada’s efforts to advance reconciliation. It presents an integrated approach to improve trust and ensure that our services are...
In partnership, Daily Bread Food Bank and North York Harvest Food Bank have released Who’s Hungry 2024 – an annual profile of poverty and food insecurity in the City of Toronto. In the last year, there were 3.49 million client visits to Toronto food banks – nearly 1 million more visits...
The executive summary on the progress of Opportunity for All- Canada's First Poverty Reduction Strategy identifies the availability and affordability of safe and suitable housing, the ever-increasing cost of feeding one's family, the long hours and low wages of work to barely keep your head above...
Almost all participants (Canadians and community-based organisations (CBOs)) voiced support for the idea of automatic enrolment because it would improve access to the benefit by streamlining the enrolment process for all eligible recipients. As eligible youth are from families experiencing low...
Struggling to pay your mortgage? FCAC expects federally regulated financial institutions to help you if you're struggling to pay your mortgage due to exceptional circumstances. Learn more about paying your mortgage when experiencing financial...
As the growth in the number of renter households in Canada outpaces the growth of homeownership,2 tenants, property owners and researchers are sounding the alarm that more can and must be done to recognize the right to adequate housing in Canada. Central to these calls is a better understanding...
The disability tax credit (DTC) is an important program for those facing severe and prolonged physical or mental impairment. Some individuals face unique barriers when it comes to completing their application and claiming the credit. On this page, the CRA is correcting some of the most common myths...
Savings are one of the strongest predictors of household financial resilience and well-being, yet Canadian households struggle to save due to an array of economic, behavioural and institutional factors. The Financial Consumer Agency of Canada (FCAC) created the National Financial Literacy...
Between 2016 and 2021, B.C. lost nearly 100,000 rental units priced below $1,000 monthly. For every new affordable rental home built in B.C., four more are lost to investors, conversions, demolition and rent increases, and new affordable units do not compensate for the loss of existing ones. The...
Every year, scammers take advantage of income tax filing season to try to trick Canadians into divulging sensitive personal information that scammers can use to commit fraud or into sending money to pay off fictitious "debts". How to spot most tax season scams There are often red flags that the...
Banks in Canada are working around the clock on the prevention and detection of fraud and cyber security threats and work closely with each other and with bank regulators, law enforcement and all levels of government to protect the financial system and their customers from financial crimes. There...
This CRA site has information on what Indigenous Peoples should know about the tax return they send to the Canada Revenue Agency (CRA), and how that return can result in various benefit payments. There's also information on available tax filing...
The Canada Disability Benefit is an opportunity to guarantee that people with disabilities can live a life with dignity and have an adequate standard of living. For the new Canada Disability Benefit (CDB) to meet its goal of financially supporting and reducing poverty of people with disabilities,...
Canada's homeless encampments are a national human rights crisis. A growing number of people in Canada are having to live in tents or informal shelters to survive due to a lack of affordable housing, limited support services, and nowhere safe to go. Recognizing the severity of this crisis, the...
March is Fraud Prevention Month in Canada. This year's theme is "20 years of fighting fraud: from then to now", and will help Canadians recognize how fraud has evolved over the years. Canadians are encouraged to use learn more about common frauds and scams, use these promotional materials shared...
The Government of Canada has created a digital toolkit for Black History Month 2024. Click on "Access this resource" to download a Black History month poster, a virtual background for video...
The Government of Canada has put together statistics highlighting sociodemographic diversity, educational attainment, labour market participation and business ownership and income and inequality for Black History...
The SimpleFile by Phone service, formerly called File my Return, allows eligible individuals to auto-file their income tax and benefit return over the phone. It is free, secure, and easy to use. There are no forms to fill out or calculations to do. You do not need to speak to an agent to use this...
The report presents a summary of CDSP annual statistics up to the end of 2022. These include the RDSP take-up rates, the number of RDSP beneficiaries, and the values of CDSB, CDSG, contributions, and total assets. Starting in 2024, the program will release comprehensive CDSP statistics on an annual...
This publication is an outreach product to help promote the program "How to open a Registered Disability Savings Plan (RDSP) for yourself or a loved one with a disability". This infographic was created in response to feedback from stakeholders and was designed in collaboration with experts in...
Reaching Home: Canada's Homelessness Strategy is a community-based program aimed at preventing and reducing homelessness across Canada. This program provides funding to urban, Indigenous, rural and remote communities to help them address their local homelessness needs. Click "Access this resource"...
The Canada workers benefit (CWB) is a refundable tax credit to help individuals and families who are working and earning a low income. The CWB has two parts: a basic amount and a disability supplement. You can claim the CWB when you file your income tax return. Learn more including eligibility...
This is the 2023 report on the progress of Opportunity for All – Canada’s First Poverty Reduction Strategy (PRS). While COVID-19 still threatens communities in Canada and around the world, the public health measures have largely been lifted. Temporary economic measures have also ended. At the...
Increasing Access to Benefits for Peoples with Disabilities project - Insights and Recommendations This 60-minute webinar for front line practitioners and government agencies shares the insights and recommendations from the three-year Increasing Access to Benefits for Peoples with Disabilities...
