Rising housing costs have had an impact on the ability of families to move. This article, using data from the Canadian Social Survey (CSS), illustrates how higher prices have disproportionately affected the moving decisions of young Canadians, particularly those experiencing financial...

This 90-minute webinar is provided on a quarterly basis and is designed to provide frontline practitioners with foundational knowledge and skills to support Canadians who are living on a low income to access benefits. Participants learn the importance of access to benefits for individuals and...

The affordable housing crisis in Canada creates many challenges for millions of people trying to find a place to live that they can afford. For many marginalized renters, discrimination presents additional barriers making it even harder for them to find a home.  To better understand these...

Tables for 14 indicators in Canada's Quality of Life Framework have been updated to include Canadian Social Survey data collected from October to December 2024 (fourth quarter of 2024). These indicators include life satisfaction, sense of meaning and purpose, future outlook, loneliness,...

From 2019 to 2022, among Indigenous people aged 18 years and older, 54.3% of Inuit reported having a regular healthcare provider, along with 81.4% of First Nations people living off reserve and 84.5% of Métis. This is compared with 85.7% of the non-Indigenous adult population. Released...

This article analyses results from the Canadian Housing Survey, 2022 , using new variables on homelessness and factors contributing to regaining and maintaining housing. The paper provides a descriptive overview of different types of homelessness experiences in Canada, highlighting select...

The policy brief, Provincial spending on housing and homelessness in Ontario, presents a stark reality: homelessness in Ontario is worsening, with chronic homelessness nearly doubling in just two years. The policy brief finds that:  Homelessness is worsening: Over 81,000 Ontarians experienced...

The COVID-19 pandemic and post-pandemic recovery were “feast and famine” for the budgets of low-income families and individuals across Canada. Because of the income support programs put in place to help Canadians affected by workplace shutdowns, the poverty rate fell to 6.4% in 2020, down by...

This 90-minute webinar is provided on a quarterly basis and is designed to provide frontline practitioners with foundational knowledge and skills to support Canadians who are living on a low income to access benefits. Participants learn the importance of access to benefits for individuals and...

In 2019, Canada’s National Housing Strategy Act recognized housing as a human right. This report highlights the progress, partnerships, and collective actions that have driven the right to housing movement forward, with a particular focus on key milestones and achievements in...

Canada is facing housing affordability challenges. In 2021, one in five households (20.9%) lived in unaffordable housing, defined as spending 30% or more of household total income on shelter costs (Statistics Canada, 2022c). Some estimates have projected a need for an additional 3.5 million housing...

In 2020, racialized individuals were less likely than non-racialized individuals to have income from multiple sources after the age of 65. Among all racialized individuals aged 65 and over, Japanese individuals were most likely to have private retirement income (74%) and investment income...

The Government of Canada has created a digital toolkit for Black History Month 2025.  Click on "Access this resource" to download a Black History month poster, a virtual background for video...

In 2024, close to half of First Nations people living off reserve (45%) and Métis (44%), and more than half of Inuit (54%) (all aged 15 years and older) reported that it was "difficult" or "very difficult" in the 12 months preceding the survey to meet their financial needs in terms of...

The Embedded Financial Coaching project builds on evidence that embedding financial coaching into employment services leads to stronger employment and financial well-being outcomes. This report provides insights on the project components including delivering financial coaching services, developing...

A poverty reduction strategy lays a foundation to build a community of best practices; it identifies gaps and leverages local knowledge. This case study unpacks the conditions that have led to the success of Niagara Region’s Poverty Reduction Strategy – specifically around its community...

This infographic provides a helpful visual summary of tax benefits that can add to income or reduce the taxes people in Canada pay when they file their tax return. The information is especially useful for people in Canada who: Are working or living on a low income; Live with a...

Money and Youth starts with an exploration of one’s values and covers how to make good decisions – and be aware of those who will try to influence decisions and how they can go about doing so. The book then proceeds through a learning framework looking at the challenges and opportunities of...

The findings in this report highlight the important role of Old Age Security in reducing poverty, with payments under this program making up a large share of annual income for older adults in Toronto’s lowest income deciles. However, too many eligible older adults in Toronto are not receiving OAS...

Financial Services Regulatory Authority is responsible for registering all federally incorporated loan and trust companies that do business in Ontario. They enforce the Loan and Trust Corporations Act that govern loan and trust companies. Use this website to learn more about: How to find a...

FSRA’s role as regulator is to ensure pension plans meet the legal standards in the Pension Benefits Act. They can also help you if you can’t get the information you need from your plan administrator or want to file a complaint about your pension plan. Use this website to learn more...

Financial Services Regulatory Authority, through the Deposit Insurance Reserve Fund (DIRF), provides coverage of non-registered insurable deposits, such as a chequing or savings accounts, up to a maximum amount of $250,000, while deposits in registered accounts, such as RRSPs or TFSAs, have...

 Under the Mortgage Brokerages, Lenders and Administrators Act, 2006 (MBLAA) all individuals and businesses in Ontario who carry out regulated mortgage brokering activities must be licensed with the Financial Services Regulatory Authority unless otherwise exempted by the Act. As regulator, their...

Financial Services Regulatory Authority’s role, as a regulator, is to ensure that insurance companies’ proposed rates are fair and not excessive. This website will help you learn about: What to do after an accident How to save on auto insurance Filing a complaint Getting an auto...

York Region Plan to Support Seniors hosted an information series with John in late 2024. In these recorded sessions, John looks at what people need to know about retiring on a low-income, how to make the most of government benefits and other considerations. Session 1: What “low-income” means...