Despite America’s reputation as the land of opportunity, more than 16 million (1 in 5) American children live below the poverty line. To break the cycle of poverty, we must find ways to intervene early and adopt a two-generation approach that helps both parents and children excel, rather than...

By most measures of economic success—whether it be income, education, wealth or employment—Asian Americans are doing well in the United States, both when compared to other communities of color as well to White households. But while these measures of success are noteworthy, the way they are...

This report examines the growing racial wealth divide for Black and Latino and the ways that accelerating  concentrations of wealth at the top compound and exacerbate this divide. It looks at trends in wealth...

Even before the sharp and enduring increase in unemployment brought on by the Great Recession, policymakers and researchers were concerned about the “hollowing out” of the U.S. labor market. Over the last 25 years, employment and earnings growth for workers in middle-skill jobs has lagged...

In 2012, The Financial Clinic (the “Clinic”) and Branches had the opportunity to influence the emerging financial coaching sector by putting its philosophies and model to test through a random control trial study report titled “An Evaluation of the Impacts and Implementation Approaches of...

This report examines the growing racial wealth divide for Black and Latinos households and the ways that accelerating concentrations of wealth at the top compound and exacerbate this divide. We look at trends in wealth accumulation from 1983 to 2013, as well as projections of what the next thirty...

The Postsecondary Education Participation Survey (PEPS) is a new survey designed to collect information on three important themes in postsecondary education: access to, persistence in and financing of postsecondary education. Access looks at characteristics of and barriers faced by those who enrol...

We can educate consumers and provide access to financial products and services. But how do we help consumers use their knowledge and tools to improve their financial behaviour and become financially healthy? With six stories and thirteen project profiles, Designing for Financial Health, leverages...

With so many households struggling to stay afloat following the recession, financial health advocates stopped to consider a critical point: How do we help consumers adopt financial behaviours that lead to improvements in their financial lives? To tackle this question, the Citi Foundation partnered...