Discover financial empowerment resources
Discover financial empowerment resources
The Canada Disability Benefit website is managed by Plan Institute, a national non-profit organization based in Burnaby, BC. The purpose is to provide individuals, families, and professionals across Canada with up-to-date information and resources on the Canada Disability Benefit (CDB). Their...
The CRA's Indigenous strategy takes inspiration from the United Nations Declarations on the Rights of Indigenous Peoples and contributes to the Government of Canada’s efforts to advance reconciliation. It presents an integrated approach to improve trust and ensure that our services are...
In partnership, Daily Bread Food Bank and North York Harvest Food Bank have released Who’s Hungry 2024 – an annual profile of poverty and food insecurity in the City of Toronto. In the last year, there were 3.49 million client visits to Toronto food banks – nearly 1 million more visits...
The executive summary on the progress of Opportunity for All- Canada's First Poverty Reduction Strategy identifies the availability and affordability of safe and suitable housing, the ever-increasing cost of feeding one's family, the long hours and low wages of work to barely keep your head above...
Shared equity homeownership is a self-sustaining subsidy model for achieving affordable homeownership. Stable and affordable homeownership is an important way to build long-term wealth, increase a sense of agency, and create a path to economic security for individuals, communities, and future...
On August 5, 2024, FCAC relaunched its national, multi-media advertising campaign titled “Housing Costs on Your Mind?”. The campaign promotes FCAC’s tools and resources related to renting, buying a home and owning a home with a mortgage. The campaign runs until...
The Welfare in Canada reports look at the total incomes available to those relying on social assistance (often called “welfare”), taking into account tax credits and other benefits along with social assistance itself. The reports look at four different household types for each province and...
Struggling to pay your mortgage? FCAC expects federally regulated financial institutions to help you if you're struggling to pay your mortgage due to exceptional circumstances. Learn more about paying your mortgage when experiencing financial...
This groundbreaking initiative is aimed at transforming emergency shelter services across Canada to better uphold the rights of women and gender-diverse people. Emergency shelters play a critical role in providing immediate support, but they are often overwhelmed and under-resourced. In response...
The Office of the Investor at the Canadian Investment Regulatory Organization (CIRO) engaged with Innovative Research Group to conduct the organization’s first national investor survey. The objective of this general population (and particularly investors) survey research is to help CIRO better...
As the growth in the number of renter households in Canada outpaces the growth of homeownership,2 tenants, property owners and researchers are sounding the alarm that more can and must be done to recognize the right to adequate housing in Canada. Central to these calls is a better understanding...
FCAC and Statistics Canada collaborated on fact sheets examining trends in digital banking at the national, provincial and territorial level. This work aims to further financial inclusion by helping identify which groups are most likely to face barriers. It also supports the National Financial...
This 60-minute webinar for frontline practitioners, social service providers, and funders shares insights from a two-year project designed to help build financial wellness in isolated and rural First Nation communities in Manitoba and Ontario. Partnerships between First Nation communities and...
Greater attention has been given in recent years to the role of parental wealth in the home ownership aspirations of younger Canadians. Just as the intergenerational transmission of income inequality is of concern, an increasing reliance on the "Bank of Mom and Dad" raises questions about how...
Savings are one of the strongest predictors of household financial resilience and well-being, yet Canadian households struggle to save due to an array of economic, behavioural and institutional factors. The Financial Consumer Agency of Canada (FCAC) created the National Financial Literacy...
Statistics Canada has updated preliminary estimates of the Indigenous economy, defined as gross domestic income (GDI) earned by Indigenous workers and Indigenous-led businesses (where 50% +1 of the owners identify as Indigenous), along with data on jobs held by Indigenous people. This latest...
Wealth inequality, health and health equity is one in a series of ongoing think pieces from Wellesley Institute that aim to stimulate ideas and new conversations to create a fairer and healthier tomorrow. Canadians are struggling with the rising cost of living. A national survey in November 2023...
Explore the history, languages, cultures, and experiences of Indigenous Peoples in Canada. Click on "Access this resource" to visit the Crown-Indigenous Relations and Northern Affairs Canada website that has resources on First Nations, Inuit and...
Many people living in First Nations communities do not have access to housing that is safe and in good condition—a fundamental human right. Improving housing for First Nations is vital for their physical, mental, and economic health and well-being. This is the fourth time since 2003 that we...
Between 2016 and 2021, B.C. lost nearly 100,000 rental units priced below $1,000 monthly. For every new affordable rental home built in B.C., four more are lost to investors, conversions, demolition and rent increases, and new affordable units do not compensate for the loss of existing ones. The...
This CRA site has information on what Indigenous Peoples should know about the tax return they send to the Canada Revenue Agency (CRA), and how that return can result in various benefit payments. There's also information on available tax filing...
In 2020, the Indigenous Consumer Assistance Network (ICAN) set out to widen the scope of its financial counselling services by looking at how it could deliver a holistic financial counselling framework that could better meet the financial and well-being needs of its service users. Over the past...
The Asset Funders Network engages philanthropy to advance equitable wealth building and economic mobility. For 19 years, AFN has provided a forum for grantmakers and financial institutions to connect, collaborate, and collectively invest in helping more people achieve economic security. The 2023...
Canada's homeless encampments are a national human rights crisis. A growing number of people in Canada are having to live in tents or informal shelters to survive due to a lack of affordable housing, limited support services, and nowhere safe to go. Recognizing the severity of this crisis, the...
Rental apartment supply increased, but it has not kept up with the growing demand. As a result, vacancy rates have reached record lows while rent prices have soared to record highs. This situation has raised major concerns about the affordability of rental housing. Read the rental market...