Rising housing costs have had an impact on the ability of families to move. This article, using data from the Canadian Social Survey (CSS), illustrates how higher prices have disproportionately affected the moving decisions of young Canadians, particularly those experiencing financial...

Braiding Mind, Body, and Spirit: A Financial Wellness Bundle is a resource designed to help Indigenous individuals, families, and communities make confident money choices with settlement funds.  This 60-minute webinar will bring together the co-creators of the resource to highlight the need for...

A culturally grounded resource to support Indigenous financial wellness. Braiding Mind, Body, and Spirit is a financial wellness bundle created by and for Indigenous individuals and communities. Developed with Indigenous teachings, community voices, and practical tools to support individuals,...

Buy Now Pay Later apps like Klarna and Afterpay have become ubiquitous since the pandemic, allowing users to pay for items in small installments over time instead of footing the bill all at once. But now, some financial experts are sounding the alarm that these easy-to-use apps can lead to...

Ontario faces three crises in housing – attainability, affordability and homelessness. These crises were and are exacerbated by the ongoing COVID-19 pandemic. The economic chaos created as our American allies become difficult neighbours threatens to pile on top of the COVID-19 damage before our...

The affordable housing crisis in Canada creates many challenges for millions of people trying to find a place to live that they can afford. For many marginalized renters, discrimination presents additional barriers making it even harder for them to find a home.  To better understand these...

From 2019 to 2022, among Indigenous people aged 18 years and older, 54.3% of Inuit reported having a regular healthcare provider, along with 81.4% of First Nations people living off reserve and 84.5% of Métis. This is compared with 85.7% of the non-Indigenous adult population. Released...

This article analyses results from the Canadian Housing Survey, 2022 , using new variables on homelessness and factors contributing to regaining and maintaining housing. The paper provides a descriptive overview of different types of homelessness experiences in Canada, highlighting select...

The policy brief, Provincial spending on housing and homelessness in Ontario, presents a stark reality: homelessness in Ontario is worsening, with chronic homelessness nearly doubling in just two years. The policy brief finds that:  Homelessness is worsening: Over 81,000 Ontarians experienced...

In 2019, Canada’s National Housing Strategy Act recognized housing as a human right. This report highlights the progress, partnerships, and collective actions that have driven the right to housing movement forward, with a particular focus on key milestones and achievements in...

The COVID-19 pandemic and post-pandemic recovery were “feast and famine” for the budgets of low-income families and individuals across Canada. Because of the income support programs put in place to help Canadians affected by workplace shutdowns, the poverty rate fell to 6.4% in 2020, down by...

Canada is facing housing affordability challenges. In 2021, one in five households (20.9%) lived in unaffordable housing, defined as spending 30% or more of household total income on shelter costs (Statistics Canada, 2022c). Some estimates have projected a need for an additional 3.5 million housing...

In 2024, close to half of First Nations people living off reserve (45%) and Métis (44%), and more than half of Inuit (54%) (all aged 15 years and older) reported that it was "difficult" or "very difficult" in the 12 months preceding the survey to meet their financial needs in terms of...

The Working Centre in Kitchener-Waterloo has been dedicated to aiding marginalized populations for over 40 years. In partnership with Prosper Canada, it embarked on an initiative to connect the populations they serve to government benefits and tax filing support.  Recognizing the intricate...

The Canada Disability Benefit website is managed by Plan Institute, a national non-profit organization based in Burnaby, BC. The purpose is to provide individuals, families, and professionals across Canada with up-to-date information and resources on the Canada Disability Benefit (CDB). Their...

This year marks the 35th anniversary since the passing of the unanimous all-party federal resolution to end child poverty in Canada by the year 2000. Using tax filer data from 2022, the latest available, this year’s report card found a troubling trend: child poverty increased at record rates two...

The CRA's Indigenous strategy takes inspiration from the United Nations Declarations on the Rights of Indigenous Peoples and contributes to the Government of Canada’s efforts to advance reconciliation. It presents an integrated approach to improve trust and ensure that our services are...

In partnership, Daily Bread Food Bank and North York Harvest Food Bank have released Who’s Hungry 2024 – an annual profile of poverty and food insecurity in the City of Toronto.   In the last year, there were 3.49 million client visits to Toronto food banks – nearly 1 million more visits...

The executive summary on the progress of Opportunity for All- Canada's First Poverty Reduction Strategy identifies the availability and affordability of safe and suitable housing, the ever-increasing cost of feeding one's family, the long hours and low wages of work to barely keep your head above...

The CRA has put together a website for what Indigenous Peoples should know about the tax return they send to the Canada Revenue Agency (CRA), and how that return can result in various benefit payments. This includes information on tax exemption and who is eligible.  There is also information on...

Women and girls are highlighted within Canada’s National Financial Literacy Strategy as a diverse population that can benefit from tailored approaches to strengthen financial resilience. To help close the gender gap, the Financial Consumer Agency of Canada (FCAC) developed and tested the benefits...

The Monthly Financial Well-being Monitor is a survey designed to collect information about Canadians' day-to-day financial management and financial well-being. It collects data from approximately 1,000 respondents per month and is a continuation of the COVID-19 Financial Well-being Survey, which...

Shared equity homeownership is a self-sustaining subsidy model for achieving affordable homeownership. Stable and affordable homeownership is an important way to build long-term wealth, increase a sense of agency, and create a path to economic security for individuals, communities, and future...

On August 5, 2024, FCAC relaunched its national, multi-media advertising campaign titled “Housing Costs on Your Mind?”. The campaign promotes FCAC’s tools and resources related to renting, buying a home and owning a home with a mortgage. The campaign runs until...

The Welfare in Canada reports look at the total incomes available to those relying on social assistance (often called “welfare”), taking into account tax credits and other benefits along with social assistance itself. The reports look at four different household types for each province and...