Discover financial empowerment resources
Discover financial empowerment resources
In partnership, Daily Bread Food Bank and North York Harvest Food Bank have released Who’s Hungry 2024 – an annual profile of poverty and food insecurity in the City of Toronto. In the last year, there were 3.49 million client visits to Toronto food banks – nearly 1 million more visits...
A new OSC behavioural science experiment reveals Canadians are equally open to investment suggestions from AI systems and human advisors. As the use of AI increases, understanding the role of AI in supporting retail investor decision-making is important. While AI presents a range of opportunities...
Burnout can happen for many reasons, including being overworked. Dealing with stress can cause problems for your physical and mental health, and your finances. If you’re over-spending or making spontaneous decisions about money to cope with stress, you might be putting your long-term financial...
When fraudsters invest time to get as much of your money as possible it’s called “pig butchering”. Just as a farm animal is fattened up before being sold to market, pig butchering scammers take a long-haul approach to get what they want from victims. Find out more about these scams and how...
When fraudsters invest time to get as much of your money as possible it’s called “pig butchering”. Just as a farm animal is fattened up before being sold to market, pig butchering scammers take a long-haul approach to get what they want from victims. Find out more about these scams and how...
Following the crowd can help you simplify complex decisions like investing. But you could lose money by investing in something just because everyone else is. Find out how to avoid herd behaviour by watching this video from the Ontario Securities...
This 60-minute webinar for frontline practitioners, social service providers, and funders shares insights from a two-year project designed to help build financial wellness in isolated and rural First Nation communities in Manitoba and Ontario. Partnerships between First Nation communities and...
Having a small emergency fund can alleviate major stress. Putting a few dollars away each month can help you prepare for the unexpected. Watch this new video by the Ontario Securities Commission to learn...
Some say money talks, but many people feel uncomfortable talking about money. However, talking openly about your finances with people you trust can be an important step in reaching your goals. It may be tough to talk about money with close family and friends, but it can be helpful. To break the...
This 90-minute webinar is designed to provide frontline practitioners with foundational knowledge and skills to support Canadians who are living on a low income to access benefits. Participants learn the importance of access to benefits for individuals and families, review key skills and...
Financial abuse is one of the most common forms of elder abuse in Canada. Learn how to identify and prevent it, plus where to go for help if you or an older person you know is being financially...
If you’re saving for a goal in the near future and you’ll need to access the money within a year or two, chances are that’s a short-term goal. Whether it’s for a wedding, a dream vacation, or a new appliance for your home, if it’s something you’re unable to pay for right away then...
After you file your tax return, Canada Revenue Agency processes it. It will issue you a refund or charge you for taxes owing, depending on the result of your return. While many returns are processed without a review, sometimes your tax return may be reviewed or audited. The Ontario Securities...
Investment scams often involve convincing you to put up money for a questionable investment – or one that doesn’t exist at all. In most cases, you’ll lose some or all of your money. There are many ways fraudsters can approach you. The digital era has allowed new kinds of scams as well as more...
This study examined the financial lives of retired Canadians and those approaching retirement. While most retired Canadians said they are in a strong financial position, a concerning 15% of retirees rated their financial situation as poor. Almost one third of retirees reported their monthly...
Gender-based violence (GBV) is one of the most prevalent human rights issues in the world. Worldwide, an estimated one in three women will experience physical or sexual abuse in her lifetime. GBV is a multifaceted issue that undermines the health, dignity, security and autonomy of women and has a...
Have you ever made an impulsive purchase? Do you struggle to stick to a diet or exercise routine? What’s the longest you have gone in keeping your New Year’s resolutions? The field of behavioural insights tells us that we have an innate desire to live for today at the expense of tomorrow....
If you’re curious about Canadians experiences with buying crypto assets, you’ll want to read the results of the OSC’s Crypto Assets 2023. It provides insights into the evolution of Canadians’ crypto ownership and knowledge. Read the 2022 crypto survey results...
In this video by the Ontario Securities Commission, learn the 4 signs of investment fraud to help you keep your money...
Do you know who is calling? New generative artificial intelligence (AI) can be used to imitate anyone’s voice or face. Learn to protect yourself from scams that use AI clones. Access this resource on the Getsmarteraboutmoney.ca website to learn more. Watch this video about AI cloning...
Working poverty is pervasive, racialized, and until the pandemic, was increasing in Toronto and across Canada. Until the pandemic, this increase was counterintuitive, during 2006 to 2016, as most of this ten-year period had been characterized by one of the most prolonged economic recoveries in...
The Ontario Securities Commission (OSC) has launched Investing Academy by GetSmarterAboutMoney.ca as part of Financial Literacy Month. Learn the basics about investing, managing your money, and planning for the future. The courses are available in English or French, and include learning activities,...
From June – July 2023, ONN conducted our fourth annual sector-wide survey to gather critical data on the state of Ontario’s nonprofits regarding their financial health, staffing and volunteers, and general operations. Nearly 1,400 nonprofits, charities, and grassroots groups across the province...
Whether it’s a job loss, a significant decline on your investments, or a large, unexpected expense, everyone faces financial setbacks. If it happens to you, saving money may be the last thing on your mind. These 4 steps can help get you back on track — and back to saving money — more...
The Community Volunteer Income Tax Program (CVITP) is a partnership between the Canada Revenue Agency (CRA) and local community organizations. The program is intended to ensure that all taxpayers have equal access to the tax system. In Grey and Bruce Counties, 14 community organizations provide...