Saving is an important part of financial well-being. Saving money helps you manage short-term needs such as day-to-day spending. It protects you and your family during emergencies. It is the key to reaching your future hopes and dreams. These worksheets can help you think through what kind of...

Many of us struggle to talk about money, especially when it comes to talking about debt. It is when debt becomes too much for us to manage, or when we do not have a plan to pay it off, that it can become stressful and even overwhelming. This is when it is time to have those tough conversations and...

This webinar presented evaluation findings from Phase Two (2023–2025) of the Building Financial Wellness in First Nations (FWFN) Project. Participants learned about the reach, outcomes, and impacts of culturally grounded, community-based financial empowerment services. Services were delivered...

Learn tips for realizing when someone has been scammed and how you can help...

If you’re getting texts from seemingly legitimate sources asking you for personal information, it could be a phishing attempt. Phishing scams are increasingly common. Protect yourself by learning how to spot phishing attempts and other variations of this...

  Safe and Secure is an online book that helps you imagine, plan, and take action toward building a good and purposeful life, and a secure future, for your family member with a disability.  First published in 1996, Safe and Secure was created to help families imagine and plan...

In this podcast episode, Simon Brascoupé introduces “Braiding Mind, Body, and Spirit,” a culturally relevant financial wellness resource developed with Prosper Canada and the Aboriginal Financial Officers Association of Canada. Using the braiding metaphor, the resource addresses Mind...

Learn some tips for deciding how much risk you can handle when...

Planning for retirement helps you determine how much to save and...

Imagine a loved one is in trouble or hurt. You get a call asking for urgent help. You’d likely want to act right away because you care about them. Exploiting family ties is the driving force behind grandparent scams — or emergency...

This policy brief argues that employment is not a viable path out of poverty unless policy interventions first address the barriers that prevent work and create a labour market that offers decent jobs. A successful poverty reduction strategy must also speak to the needs of those who will never work...

Your tax notice of assessment tells you many important things. Learn more about what’s in your notice of assessment and what to do if you need to make a change on your tax return or if you disagree with your assessment. Available in...

See the impact of markets ups, downs, and more based on historical data.  Available in...

Ontario faces three crises in housing – attainability, affordability and homelessness. These crises were and are exacerbated by the ongoing COVID-19 pandemic. The economic chaos created as our American allies become difficult neighbours threatens to pile on top of the COVID-19 damage before our...

The policy brief, Provincial spending on housing and homelessness in Ontario, presents a stark reality: homelessness in Ontario is worsening, with chronic homelessness nearly doubling in just two years. The policy brief finds that:  Homelessness is worsening: Over 81,000 Ontarians experienced...

This article will help you plan out the steps you need to take to reach your financial...

Retirement planning is about managing your money so you can make the most of your retirement years. Your retirement plan should balance your needs, wants and the reality of your...

The Embedded Financial Coaching project builds on evidence that embedding financial coaching into employment services leads to stronger employment and financial well-being outcomes. This report provides insights on the project components including delivering financial coaching services, developing...

A poverty reduction strategy lays a foundation to build a community of best practices; it identifies gaps and leverages local knowledge. This case study unpacks the conditions that have led to the success of Niagara Region’s Poverty Reduction Strategy – specifically around its community...

The findings in this report highlight the important role of Old Age Security in reducing poverty, with payments under this program making up a large share of annual income for older adults in Toronto’s lowest income deciles. However, too many eligible older adults in Toronto are not receiving OAS...

Financial Services Regulatory Authority is responsible for registering all federally incorporated loan and trust companies that do business in Ontario. They enforce the Loan and Trust Corporations Act that govern loan and trust companies. Use this website to learn more about: How to find a...

 Under the Mortgage Brokerages, Lenders and Administrators Act, 2006 (MBLAA) all individuals and businesses in Ontario who carry out regulated mortgage brokering activities must be licensed with the Financial Services Regulatory Authority unless otherwise exempted by the Act. As regulator, their...

To give you confidence when seeking advice from anyone using a Financial Planner or Financial Advisor, or similar, title in Ontario, FSRA requires these individuals meet a minimum standard of education and be supervised by a FSRA-approved credentialing body.  Use this website to: Check...

FSRA’s role as regulator is to ensure pension plans meet the legal standards in the Pension Benefits Act. They can also help you if you can’t get the information you need from your plan administrator or want to file a complaint about your pension plan. Use this website to learn more...

Financial Services Regulatory Authority, through the Deposit Insurance Reserve Fund (DIRF), provides coverage of non-registered insurable deposits, such as a chequing or savings accounts, up to a maximum amount of $250,000, while deposits in registered accounts, such as RRSPs or TFSAs, have...