This report from the JPMorgan Chase Institute digs deeper into the demographics and sources of income volatility and provides an unprecedented look at the impact of the Online Platform Economy. This analysis relies on high-frequency data from a randomized, anonymized sample of 1 million Chase customers between October 2012 and September 2015. To examine the Online Platform Economy, we assembled the largest sample of platform workers to date—a dataset of over 260,000 individuals who have offered goods or services on one of 30 distinct platforms