Low Income Retirement Planning

This booklet contains information on retirement planning on a low income. Topics include four things to think about for low income retirement planning, a background paper on maximizing the Guaranteed Income Supplement (GIS), and determining Old Age Security (OAS) and GIS eligibility for people who come to Canada as adults.



How does the Canada Emergency Response Benefit (CERB) impact eligibility of provincial benefits?

This policy backgrounder provides an overview of how provincial and territorial governments have decided to treat receipt of the Canada Emergency Response Benefit (CERB) for those receiving social assistance and/or living in subsidized housing. It also looks at provisions for youth aging out of care during the COVID-19 pandemic.



Voice of Experience: Engaging people with lived experience of poverty in consultations

The engagement of Canadians with lived experiences of poverty in government consultations on poverty reduction is critical. But as hard as governments work to try to include people living in poverty as full participating members in their consultation processes, there are many barriers that continue to impede their participation. This paper explores what these barriers and impediments are.

Retiring on a low income: Learnings


This is a webinar presentation recorded with John Stapleton at Prosper Canada on October 4th, 2016. John Stapleton is a Principal of Open Policy, and has worked for the Ontario Government for 28 years in the areas of social assistance policy and operations.

In the session John describes the differences between non-refundable and refundable tax credits, deductions, exemptions, and entitlements. He also reports on his learnings from presenting on tax credits and retiring on a low income to local Ontario audiences.

This is the webinar video recording.

For more information on retiring on a low income, including John’s updated toolkit with 2018 information, please visit: Open Policy Ontario.

 




The Cost of Poverty in Toronto

Planning to retire on a low income: What you need to know

Low Income Retirement Planning: Four things to think about & Maximizing GIS

Welcome to the financial mainstream? The hazards facing low income people when navigating the financial world

Planning for Retirement on a Low Income

Retiring on a Low Income – Learnings from the Toronto Library and The Ontario Non-Profit Housing Association Presentations

The Working Poor in the Toronto Region: Mapping working poverty in Canada