Debt settlement and financial recovery companies: too risky an option?
This report presents a study of the debt settlement and financial recovery industry and examines Canadian consumer issues from these services. Data is gathered from company websites and contracts as well as customer surveys and questionnaires completed by governmental and non-governmental organizations. A comparative study of legislation applicable to the industry is also conducted.
Short-term financial stability: A foundation for security and well-being
Short-term cushions are key to longer-term financial security and well-being. This report shines a light on the central role that short-term financial stability plays in a person’s ability to reach broader financial security and upward economic mobility, a measurement of whether an individual moves up the economic ladder over one’s lifetime or across generations. The insights presented in this report draw primarily on evidence provided by members of the Consumer Insights Collaborative (CIC), a group of nine leading nonprofits across the United States convened by the Aspen Institute Financial Security Program. These diverse organizations offer a window into the financial lives of the low- and moderate-income individuals they serve.
Debt and Consumer Rights: Credit repair
This educational brief from CLEO explains what a credit report is, and what to do if you want to fix your credit report or work with a credit repair agency.
