Short-term financial stability: A foundation for security and well-being
Author: Julie Siwicki, The Aspen Institute
Topic: Asset building and saving, Financial behaviour/decisions, Financial well-being
Publisher: The Aspen Institute
Location: United States
Format: Report
Content Type: Research
Publication Date: April 30, 2019

Short-term cushions are key to longer-term financial security and well-being. 

This report shines a light on the central role that short-term financial stability plays in a person’s ability to reach broader financial security and upward economic mobility, a measurement of whether an individual moves up the economic ladder over one’s lifetime or across generations.

The insights presented in this report draw primarily on evidence provided by members of the Consumer Insights Collaborative (CIC), a group of nine leading nonprofits across the United States convened by the Aspen Institute Financial Security Program. These diverse organizations offer a window into the financial lives of the low- and moderate-income individuals they serve.

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