Practitioners engaged in the nascent field of financial development lack a shared system of tracking and analyzing customer progress toward financial security. Practice leaders—ranging from direct service organizations such as the Chicago-based LISC to NeighborWorks America of Washington,...

This is the second brief in a new series from The Financial Clinic. Change Matters leverages the data gathered through our revolutionary financial coaching platform, Change Machine, alongside the voices, wisdom, and lived experiences of Change Machine customers. We hope that our action oriented...

This report shares remarks by Mae Watson Grote, Founder and CEO of The Financial Clinic, at the Coin A Better Future conference in May 2018. The journey from financial insecurity to security, and eventually, mobility—what we conceptualize and even romanticize as the quintessential American...

In 2012, The Financial Clinic (the “Clinic”) and Branches had the opportunity to influence the emerging financial coaching sector by putting its philosophies and model to test through a random control trial study report titled “An Evaluation of the Impacts and Implementation Approaches of...

Given the importance of financial security to a wide range of customers and issues and the cost of delivering those services, we at The Financial Clinic asked ourselves: can financial development services be embedded into established social service delivery models to create scale? And, can...

In recent years, there has been growing academic and media attention regarding income inequality—the disparity in the distribution of income across households. This report focuses on a less studied issue, how income varies within households even over relatively short periods of time....