Discover financial empowerment resources
Discover financial empowerment resources
Economies around the world have had some rough years recently. From a global pandemic, a bout of inflation, a disruption in supply chains, coping with a European war and ongoing concern about global financial stability. The Canadian economy has weathered these storms as well, if not better than...

The Housing Supply Report provides regular insights on new housing supply in Canada’s major cities and urban areas. These insights can help us understand the supply responsiveness that we know contributes to price escalation and housing affordability challenges. This report examines new housing...

November 26 is National Economic Abuse Awareness day. The Canadian Centre for Women's Empowerment has published their report on the state of economic abuse in Canada; championing financially strong futures for survivors. Here are some additional resources of potential interest: The economic...

This toolkit was created to support the Virtual Self Filing tax filing model piloted in 2020-2022 by Canadian community agencies. In this model, individuals file their own tax returns, but receive support from community agency staff or volunteers to do so. In 2023, this toolkit was updated to...

Food Banks Canada's all-new Poverty Report Cards initiative grades how poverty reduction efforts are going in the provincial, territorial, and federal governments. The report cards will help policymakers and decision-makers at all levels of government gauge their performance in the fight against...

To learn more about Canada's food and seed security, read the SeedChange Impact report 2022. This report shows how and where donations were distributed in 2022, the impact of their work and the global projects they are involved...

The combination of the COVID-19 pandemic, social unrest, and a severely distressed economy poses a real and significant crisis to an already fragile safety net for the 1.2 million people that comprise Canada’s diverse Black communities. The aim of this report is to provide a systematic analysis...

Food insecurity is a significant public health problem for Indigenous peoples in Canada. A comprehensive literature review is needed to organize the evidence according to the 4 pillars of food security (i.e., availability, access, utilization, and stability) and identify gaps in the published...

The Welfare in Canada reports look at the total incomes available to those relying on social assistance (often called “welfare”), taking into account tax credits and other benefits along with social assistance itself. The reports look at four different household types for each province and...

This discussion paper begins by explaining what is commonly understood as child care and how child care expenses currently enter the market basket measure (MBM) methodology. It then describes an alternative approach to account for child care expenses by incorporating them as a separate component...

Drawing on survey and interview data, as well as data from Daily Bread and North York Harvest’s member agencies, the 2022 Who’s Hungry report examines trends in food bank use and food insecurity over the past year in relation to three core areas: income and employment, housing, and the cost of...

Food insecurity—the inadequate access to food due to financial constraints—affects 1 in 6 households in Canada, with serious health implications. Family benefit programs supplementing income have shown potential in mitigating the risk of food insecurity, but there is little understanding of...

Black History Month is an opportunity to highlight the contributions and accomplishments of Black Canadians and their communities. These Statistic Canada findings provide a brief overview of the Black population that continues to grow with each census. The Black population now accounts or 4.3% of...

A research collaboration between PROOF (Food Insecurity and Policy Research) and FoodShare reveals that Black households are 3.56 times more likely to be food insecure than white households. Learn more about the relationship between food banks and food insecurity in Canada in this 2019...

Drawing on data for 54,000 households from Statistics Canada's Canadian Income Survey conducted in 2021, a disturbingly high rate of household food insecurity was identified. Food insecurity consists of inadequate or insecure access to food due to financial constraints. The prevalence of...

This Financial Resilience Institute report, authored by Eloise Duncan and commissioned by FP Canada and the Institut québécois de planification financière (IQPF) is being published for everyone with a stake in the financial resilience and well-being of Canadians. This study, leveraging the...

The banking industry has long recognized that it has a role to play strengthening the financial literacy skills of all Canadians. That’s why the CBA administers Your Money Seniors, a free, non-commercial seminar program developed in collaboration with the Financial Consumer Agency of Canada...

Employment and income experiences for persons with disabilities often differ from persons without disabilities. Barriers to accessibility within these areas often lead to lower employment rates and decreased income levels for persons with disabilities, in relation to persons without...

Building the Case provides evidence for the federal government to urgently step up to support single, working-age adults in Canada. This group experiences Canada’s highest and deepest rates of poverty and some of the country’s highest rates of food insecurity. By analyzing publicly...

About this resource This backgrounder provides an overview of some of the latest research on poverty and food insecurity in Canada. Current context Nearly five million people in Canada (14% the population) are living below the poverty line. Food insecurity, largely a result of poverty, affects...

When Canadians have a financial problem, want to make a financial plan, or need help with their taxes, most simply reach out to their financial institution, adviser, accountant, or commercial tax preparer for the help they need. But who do low-income individuals turn to? A new report by Prosper...

A credit card allows you to borrow a pre-approved amount of money. It may help you pay for goods and services. When using a credit card, you must pay your minimum payment by the due date. If you don’t pay your balance in full, your credit card issuer usually charges an interest fee. Credit card...

This infographic by community food centres Canada provides a helpful visual summary of tax benefits that can add to income or reduce the taxes Canadians pay when they file their tax return. The information is especially useful for people: Working or living on a low income; Living with a...

This resource produced by Community Legal Education Ontario (CLEO) provides a list of free legal information about paying rent, eviction procedures and much...

In 2022, the Consumer Price Index rose 6.8%, the highest increase since 1982 (+10.9%). Prices for day-to-day goods and services such as transportation (+10.6%), food (+8.9%) and shelter (+6.9%) rose the most. Canadians felt the impact of rising prices. Data from the Canadian Social Survey...
