During the income tax filing season, scammers pose as representatives of the Canada Revenue Agency (CRA) in an attempt to trick you into sending payment for fictious "debts" or into providing sensitive personal information that they can use to commit fraud. Scammers might send you convincing, and...

Home improvement projects can be a great way to update and enhance your living space. For some older adults in Canada, however, these projects can sometimes lead to scams and financial abuse. While anyone can be a victim of financial fraud, older adults are often a target for door-to-door...

An emergency fund is money you set aside to pay for unexpected expenses. These can include things like medical expenses or unexpected home or car repairs. An emergency fund also provides a cushion in the event you lose your job or have an unexpected loss of income. It’s an important financial...

This article analyses results from the Canadian Housing Survey, 2022 , using new variables on homelessness and factors contributing to regaining and maintaining housing. The paper provides a descriptive overview of different types of homelessness experiences in Canada, highlighting select...

No matter where you are in your financial journey—whether you’re beginning your career, saving for your children’s education, planning for retirement, or setting up a legacy for your loved ones—working with a qualified Financial Planner to create a financial plan can significantly help in...

  Money Smarts: My Financial Journey is an engaging board game designed for Indigenous youth aged 12 and older. The game introduces players to essential financial literacy concepts through realistic scenarios, encouraging them to develop practical skills for managing their own financial...

Financial literacy in the Black community is crucial for the economic prosperity of Black families across Canada. According to a 2015 report released by the Canadian Center for Policy Alternatives, 60 percent of Black Canadians fell into the bottom half of the national distribution of economic...

FSRA’s role as regulator is to ensure pension plans meet the legal standards in the Pension Benefits Act. They can also help you if you can’t get the information you need from your plan administrator or want to file a complaint about your pension plan. Use this website to learn more...

The Canadian Securities Administrators compiles a list of member investor alerts that is intended to assist the public and the securities industry in conducting due diligence.  The subjects of these alerts are persons or companies who appear to be engaging in securities activities that may pose a...

Securities regulators from each province and territory have teamed up to form the Canadian Securities Administrators, or CSA for short. The CSA is primarily responsible for developing a harmonized approach to securities regulation across the country. Have you ever considered how much of our lives...

The Nova Scotia Securities Commission has investor education videos covering a range of topics from recognizing frauds and scams to learning more about investing and compound interest.  Access this resource to see them...

Fraudsters are master manipulators who leverage relationships to build trust and exploit you financially. Technology makes it easy to become a victim as bad actors can, pretend to be someone you know online, or use artificial intelligence to trick you. According to data from the Canadian Anti-Fraud...

In recent years, social media has become a powerful platform for sharing information. A way to discover new products and lifestyle hacks, everything from gaming to fitness, meal prep, or even finance can be the niche of an online influencer. In today’s digital age, especially post-pandemic, there...

Visitors to the Learning Hub may read past copies of the quarterly Learning Hub Digest where we share quarterly updates to keep you informed on the latest financial empowerment, resources, research, and learning events. Issue 15: June 2025 Issue 14: March 2025 Issue 13: December 2024 Issue 12:...

One of the goals of The Money and Pensions Service (MaPS) is to provide better debt advice. While debt advice is available in many different forms, many people who could benefit from debt advice do not seek help. In this study, we sought to better understand the barriers and drivers to people...

The Organisation for Economic Co-operation and Development (OECD) is an international organisation establishes evidence-based international standards and finding solutions to a range of social, economic and environmental challenges. The OECD/INFE Toolkit includes a financial literacy questionnaire...

The Ontario Securities Commission (OSC) has a dedicated website for Fraud Prevention Month. Learn more by clicking on "Access this resource"...

FAIR Canada engaged The Strategic Counsel (TSC), a national market research firm, to undertake focus groups to better understand Canadian investors. The overall purpose of this research is to provide a broad portrait of Canadian investors including their knowledge, attitudes, behaviours, and...

Fast facts: More than 99 per cent of Canadians have a bank account 31 per cent of Canadians say they pay no service fees at all and another 45 per cent pay $15 or less per month Canadians are careful borrowers. Only 0.17 per cent of mortgages are in arrears Access this resource to read...

Poverty stems from experiences of exclusion and isolation in addition to a lack of financial resources, especially for equity deserving members of society. When individuals feel disconnected and undervalued, it can lead to a cycle of poverty that can be further perpetuated by race, ethnicity,...

Scammers continue to take advantage of people anxious about finding a new job by perpetuating scams with phony employment offers or by involving job seekers in a money laundering operation . Read this article by the Canadian Banker's Association to learn how to spot common red flags of an...

QR codes are a popular way to offer access to information by scanning the now familiar black and white code with your mobile phone. But not all QR codes are safe to scan. Scammers are taking advantage of the widespread use of QR codes to launch new versions of old scams. Learn more on the...

This study examined the financial lives of retired Canadians and those approaching retirement. While most retired Canadians said they are in a strong financial position, a concerning 15% of retirees rated their financial situation as poor. Almost one third of retirees reported their monthly...

If you’re curious about Canadians experiences with buying crypto assets, you’ll want to read the results of the OSC’s Crypto Assets 2023. It provides insights into the evolution of Canadians’ crypto ownership and knowledge. Read the 2022 crypto survey results...

Since 2020, the Bank of Canada has engaged with Canadians, the financial industry and civil society groups to better understand how a digital version of the Canadian dollar might affect everyone. Bilateral and roundtable discussions were held, as well as demographically representative focus groups...