Discover financial empowerment resources
Discover financial empowerment resources
The Monthly Financial Well-being Monitor is a survey designed to collect information about Canadians' day-to-day financial management and financial well-being. It collects data from approximately 1,000 respondents per month and is a continuation of the COVID-19 Financial Well-being Survey, which...
The Money Matters resources are for use at home and in workshops and activities that are also free for participants. These workbooks are available in several formats and languages. Topics include: Spending Plans Banking Basics Borrowing Money Ways to Save Smart Shopping Building...
Some say money talks, but many people feel uncomfortable talking about money. However, talking openly about your finances with people you trust can be an important step in reaching your goals. It may be tough to talk about money with close family and friends, but it can be helpful. To break the...
Burnout can happen for many reasons, including being overworked. Dealing with stress can cause problems for your physical and mental health, and your finances. If you’re over-spending or making spontaneous decisions about money to cope with stress, you might be putting your long-term financial...
Having a small emergency fund can alleviate major stress. Putting a few dollars away each month can help you prepare for the unexpected. Watch this new video by the Ontario Securities Commission to learn...
With the holidays now behind us, it’s time to focus on what’s ahead: a fresh year full of possibilities. Many individuals have popular New Year’s resolutions involving better nutrition, weight loss and work-life balance. Yet others decide that now is the time to focus on enhancing their...
The Ontario Securities Commission (OSC) has launched Investing Academy by GetSmarterAboutMoney.ca as part of Financial Literacy Month. Learn the basics about investing, managing your money, and planning for the future. The courses are available in English or French, and include learning activities,...
This article by Credit Canada helps determine whether it's better to save for the future or pay off existing debts. The "priority pyramid" is a method of visualizing your areas of financial focus from most important to least...
Inflation tells us how much prices have changed year-over-year. It’s noticeable in the cost of everyday things, for example the price of a candy bar today compared to 20 years ago. Over time, increases in inflation tend to be offset by increases in wages, since inflation and wages both tend to...
The weekly themes for Financial Literacy Month 2023 are: Week 1 (November 1-4): Get the pulse on your financial health – What is financial health and why is it important? Week 2 (November 5-11): Check up on your debt – Check up on your progress in managing and paying down debt. Week 3...
The FCAC has updated their dashboard that present the result of two FCAC surveys: the COVID-19 Financial Well-being Survey and the Survey on Canadians' use of Bank Products and Services. The dashboard was updated in July 2023 with data collected between August 2020 and May 2023. Some indicators...
A collaborative project with provinces to integrate economic, financial and enterprise education into the compulsory school curriculum. See the Building Futures in Manitoba, the Building Futures in Ontario and the new Building Futures in Alberta web sites for more information on these programs and...
Did you know Canadians have the highest level of household debt in the G7? While debt can be useful it can also be stressful. Consider trying some solid strategies to help you tackle your debt and get on firmer financial...
ABC Life Literacy Canada has unveiled the newest workbook from its HSBC Family Literacy First program, supported by HSBC Bank Canada. The workbook, entitled “Chug-a Chug-a Choo Choose”, includes a story and four new activities that teach children how to compare costs and identify needs and...
Generally speaking, overspending refers to spending more money than one can afford or more than was planned. Overspending can stem from various factors that may be within or outside of your control. Common causes of overspending within one's control include underestimating expenses, mismanaging...
This webinar provides frontline practitioners with recently created tools to support Canadians who are living on a low income to manage their money and learn about saving and investing. Participants will be taken on a guided tour of our new Making the most of your money online course and then...
Whether you’re making a budget, finding money to save or invest, or deciding priorities during tight times, separating your spending “needs” from your “wants” can help. A “need” is something you must spend money on in order to get by. For most people this would include rent...
Inflation tells us how much prices have changed year-over-year. It’s noticeable in the cost of everyday things, for example the price of a candy bar today compared to 20 years ago. Over time, increases in inflation tend to be offset by increases in wages, since inflation and wages both tend to...
You worry about your family's physical, mental and spiritual health. You take care of yourself and make sure you and your family are healthy, safe and happy. Many people do not realize that you also need to be financially healthy. Financial wellness is understanding and managing your own money....
Managing money is challenging. In the current economic environment, it has become even more difficult. For people living on a low-income, managing the day-to-day expenses, let alone life changes or emergencies, can be overwhelming. Prosper Canada has created an online course that you can share...
Make it Count is a parent's resource for youth money management provided by the Manitoba Securities Commission that provides activities and tips to help you incorporate youth money management lessons into your daily routine. You can easily turn errands into education. Disponible en...
CPA Canada has a selection of money management worksheets you can use with your clients. Goal Setting Set SMART goals that are specific, measurable, action-oriented, realistic, time-framed. Financial Fitness Self-Assessment Determine how well you are currently managing your finances. Values...
CPA Canada developed the Financial Wellness Guide to help you understand money basics. Complete the online questionnaire to get straightforward tools and information, based on your financial situation, that will help you with your financial...
A comprehensive learning program that provides basic information and tools to help adults manage their personal finances and gain the confidence they need to make better financial decisions. Learn more about the program and how to use the learning...
There are many reasons why someone might be struggling financially. Job loss, health challenges, or a sudden financial emergency could cause hardship, preventing someone from staying afloat. In times like these, it’s not uncommon for someone to ask for help from friends or family. Before agreeing...