Technology can play a key role in addressing some of the financial challenges that Canadians face on a day-to-day basis. Over the last five to ten years we have seen a growing number of companies, called fintechs, that primarily use technology to change and enhance the way we do banking or access...

While money has flowed into lotteries in the U.S. and Canada, savings rates in both countries have dried up. What more people do have today is ballooning levels of personal debt, and servicing that debt makes it difficult for individuals to save money. Debt can become the antithesis of wellbeing....

Despite the strong record of Prize-linked Savings (PLS) accounts historically and internationally, until very recently, only a handful of U.S. financial institutions had encouraged savings by linking chances to win prizes with the act of making a deposit. With the introduction of the Save to Win...