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Discover financial empowerment resources

Search this library to find research and resources from across the financial empowerment field.
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People First: A portrait of Canada’s nonprofit workforce – data and trends report

What do we know about the millions of people working in Canada’s nonprofit sector? This report by Imagine Canada provides a detailed profile of these workers, including demographic and salary information, and uncovers how the nonprofit workforce differs significantly from the broader Canadian...

Topic: Research and evaluation
Author: David Lasby
Publisher: Imagine Canada
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State of Black Economics Report

Canada’s Black population has grown significantly over the last two decades and now accounts for 4.3% of the Canadian population. This diverse community includes those with deep historical roots, particularly in Atlantic Canada, alongside recent migrants from the Caribbean, Africa and beyond....

Topic: Best practices, Research and evaluation
Author: Mohamed Elmi, Nancy Mitchell, Tamara Thermitus, Wendy Cukier
Publisher: Future Skills Centre, Ted Rogers School of Management - DiVERSITY INSTITUTE
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Measuring discrimination in rental housing across Canada

The affordable housing crisis in Canada creates many challenges for millions of people trying to find a place to live that they can afford. For many marginalized renters, discrimination presents additional barriers making it even harder for them to find a home.  To better understand these...

Topic: Housing and homelessness, Research and evaluation
Author: Dr. Gordon Hodson, Dr. Megan Earle, Sophie O'Manique
Publisher: Brock University, Canadian Centre for Housing Rights
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Health indicators for First Nations adults living off reserve, Métis and Inuit adults, 2015 to 2022

From 2019 to 2022, among Indigenous people aged 18 years and older, 54.3% of Inuit reported having a regular healthcare provider, along with 81.4% of First Nations people living off reserve and 84.5% of Métis. This is compared with 85.7% of the non-Indigenous adult population. Released...

Topic: Financial well-being, Health
Author: Statistics Canada
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Quality of life indicators from the Canadian Social Survey, fourth quarter 2024

Tables for 14 indicators in Canada's Quality of Life Framework have been updated to include Canadian Social Survey data collected from October to December 2024 (fourth quarter of 2024). These indicators include life satisfaction, sense of meaning and purpose, future outlook, loneliness,...

Topic: Financial well-being
Author: Statistics Canada
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Taxology podcast

The CRA has launched taxology podcasts. These weekly informal sessions address different topics whether you’re starting your first job, doing your first return, or need a refresher on the basics. CRA hosts talk to experts to share tips and answer top questions to help listeners understand the...

Topic: Tax filing and benefits
Author: Canada Revenue Agency
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Measuring unmet housing need and housing instability in households with roommates and extended family

Canada is facing housing affordability challenges. In 2021, one in five households (20.9%) lived in unaffordable housing, defined as spending 30% or more of household total income on shelter costs (Statistics Canada, 2022c). Some estimates have projected a need for an additional 3.5 million housing...

Topic: Housing and homelessness
Author: Aaron Gorski, David Heisel, Jerry Situ
Publisher: Statistics Canada
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Deep income poverty: Exploring the dimensions of poverty in Canada

The COVID-19 pandemic and post-pandemic recovery were “feast and famine” for the budgets of low-income families and individuals across Canada. Because of the income support programs put in place to help Canadians affected by workplace shutdowns, the poverty rate fell to 6.4% in 2020, down by...

Topic: Poverty issues
Author: Lucie Raymond-Brousseau, Marc-Antoine Dionne
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Black History Month 2025 – digital toolkit

The Government of Canada has created a digital toolkit for Black History Month 2025.  Click on "Access this resource" to download a Black History month poster, a virtual background for video...

Topic: Racial equity
Author: Government of Canada
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Canadians’ Financial Well-being: Summary of FCAC survey findings

The Monthly Financial Well-being Monitor is a survey designed to collect information about Canadians' day-to-day financial management and financial well-being. It collects data from approximately 1,000 respondents per month and is a continuation of the COVID-19 Financial Well-being Survey, which...

Topic: Financial well-being
Author: FCAC - Financial Consumer Agency of Canada
Publisher: FCAC - Financial Consumer Agency of Canada
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Infographic: the Benefits of tax filing

This infographic provides a helpful visual summary of tax benefits that can add to income or reduce the taxes people in Canada pay when they file their tax return. The information is especially useful for people in Canada who: Are working or living on a low income; Live with a...

Topic: Tax filing and benefits
Author: Community Food Centres Canada
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2024 Report Card on Child and Family Poverty in Canada

This year marks the 35th anniversary since the passing of the unanimous all-party federal resolution to end child poverty in Canada by the year 2000. Using tax filer data from 2022, the latest available, this year’s report card found a troubling trend: child poverty increased at record rates two...

Topic: Poverty issues
Author: Campaign 2000, Family Service Toronto, United Way
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Who’s hungry 2024

In partnership, Daily Bread Food Bank and North York Harvest Food Bank have released Who’s Hungry 2024 – an annual profile of poverty and food insecurity in the City of Toronto.   In the last year, there were 3.49 million client visits to Toronto food banks – nearly 1 million more visits...

Topic: Financial inclusion, Health, Poverty issues
Author: Daily Bread Food Bank & North York Harvest Food Bank
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Understanding do-it-yourself (DIY) account holders

One of the core strategic priorities identified in FAIR Canada's 2023 -2028 Strategic Plan was to conduct and share research that provides deeper perspectives directly from individual investors about key policy matters that have an impact on them. As part of this effort, FAIR Canada commissioned an...

Topic: Financial behaviour/decisions, Research and evaluation
Author: FAIR Canada
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Romance and investment scams

Fraudsters are master manipulators who leverage relationships to build trust and exploit you financially. Technology makes it easy to become a victim as bad actors can, pretend to be someone you know online, or use artificial intelligence to trick you. According to data from the Canadian Anti-Fraud...

Topic: Consumer protection
Author: CIRO
Publisher: CIRO
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Fraud Long-haul scammers: Fraudsters who invest time to take your money

When fraudsters invest time to get as much of your money as possible it’s called “pig butchering”. Just as a farm animal is fattened up before being sold to market, pig butchering scammers take a long-haul approach to get what they want from victims. Find out more about these scams and how...

Topic: Consumer protection
Author: Ontario Securities Commission
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Six key takeaways from Welfare in Canada, 2023

Interpreting the data: Key takeaways from Welfare in Canada, 2023. For nearly 40 years, the annual Welfare in Canada series and its predecessors have documented the depth of poverty that persists for people receiving social assistance. The 2023 edition builds on this work to provide a...

Topic: Financial well-being
Author: Jennefer Laidley, Mohy Tabbara
Publisher: Maytree
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Online Course: Introduction to behavioral insights for the social sector

Have you ever wondered why people behave in certain ways, and how you can encourage positive outcomes? Behavioural insights is one tool that can support you to meet people where they are at. United Way partnered with the Behavioural Insights team of Canada to develop a course for the social sector,...

Topic: Research and evaluation
Author: United Way
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Welfare in Canada, 2023

The Welfare in Canada reports look at the total incomes available to those relying on social assistance (often called “welfare”), taking into account tax credits and other benefits along with social assistance itself. The reports look at four different household types for each province and...

Topic: Financial well-being
Author: Jennefer Laidley, Mohy Tabbara
Publisher: Maytree
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Advocacy toolkit: Preventing Canada Disability Benefit clawbacks

Maytree has compiled an advocacy toolkit to help you advocate for the Canada Disability Benefit (CDB).  This toolkit consists of an introduction, additional resources and frequently asked questions and the toolkit.  You may download the toolkit by jurisdiction on their website: Advocacy...

Topic: Tax filing and benefits
Author: Maytree
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Café Scientifique: Driving multi-level action to improve financial wellbeing

More and more people are having difficulties in covering day-to-day expenses, saving money, and paying down debts.  The Financial Wellbeing Café Scientifique was an opportunity to bring people together to talk about how to drive action on financial wellbeing in Canada. The event included a...

Topic: Financial well-being
Author: Centre for Healthy Communities
Publisher: University of Alberta’s Center for Health Communities
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Demystifying the Disability Tax Credit

The disability tax credit (DTC) is an important program for those facing severe and prolonged physical or mental impairment. Some individuals face unique barriers when it comes to completing their application and claiming the credit. On this page, the CRA is correcting some of the most common myths...

Topic: Financial literacy
Author: Canada Revenue Agency
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Social Assistance Summaries

Maytree recently published the latest count of social assistance recipients in Canada. Learn how many people in each province or territory were receiving social assistance in 2022-23, and how those numbers have changed over...

Topic: Research and evaluation
Author: Mohy Tabbara
Publisher: Maytree
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The Benefits of Working with a CIRO Member

CIRO sets and enforces rules for the business, trading and financial conduct of Member firms and their representatives across Canada. These rules protect investors. Access this resource to learn more about the benefits of working with a CIRO...

Topic: Consumer protection, Financial literacy
Author: CIRO
Publisher: CIRO
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How CIRO Protects Investors

CIRO is the national self-regulatory organization (SRO) that oversees investment dealers, mutual fund dealers and trading activity on Canada’s debt and equity marketplaces. CIRO works to protect investors. CIRO sets and enforces rules for the business and financial conduct of Member firms and...

Topic: Consumer protection
Author: CIRO
Publisher: CIRO
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