Buy Now Pay Later apps like Klarna and Afterpay have become ubiquitous since the pandemic, allowing users to pay for items in small installments over time instead of footing the bill all at once. But now, some financial experts are sounding the alarm that these easy-to-use apps can lead to...

This report by the OSC’s Research and Behavioural Insights Team looks at the development and deployment of AI systems in capital markets which raises important regulatory questions. The OSC takes a holistic approach to evaluating the impact of AI systems on capital markets, including...

This report is about the barriers low-income individuals face when filing taxes in Canada and how these obstacles prevent them from accessing critical government benefits. It focuses on the experiences of food bank clients, highlighting both the personal and systemic challenges they encounter, and...

Braiding Mind, Body, and Spirit: A Financial Wellness Bundle is a resource designed to help Indigenous individuals, families, and communities make confident money choices with settlement funds.  This 60-minute webinar will bring together the co-creators of the resource to highlight the need for...

Canadians with low incomes lack access to the financial help they need to rebuild their financial health and resilience. Join our webinar on September 17, 2025 as we present findings from our recent report: Closing the Divide: Solutions for Canada’s Financial Help Gap. Prosper Canada’s...

Your tax notice of assessment tells you many important things. Learn more about what’s in your notice of assessment and what to do if you need to make a change on your tax return or if you disagree with your assessment. Available in...

A video on diversification and asset mix for investing.  The full transcript is also...

Tips and tools to help you recognize, prevent, and report scams, keeping your finances and personal information safe. Available in...

When you work with an investment advisor, it is important to know your rights as an investor. Available in...

Investments generate different types of revenues, such as: Interest; Capital gains; Dividends. Certain types of investment revenues are more taxable than others.  Several plans offer tax benefits that you can take advantage of. Thus, when you invest in these plans, the type of...

A culturally grounded resource to support Indigenous financial wellness. Braiding Mind, Body, and Spirit is a financial wellness bundle created by and for Indigenous individuals and communities. Developed with Indigenous teachings, community voices, and practical tools to support individuals,...

See the impact of markets ups, downs, and more based on historical data.  Available in...

The tools provided by Autorité des marchés financiers can help guide financial planning for you and your...

With February 2025 the thirteenth Index Release, the Institute’s Financial Resilience Index Model complements the national Financial Well-Being Studies instrument and the Financial Well-Being Index Model instruments. Access this resource to read the...

This report explores the barriers newcomers face in accessing credit, and opportunities for governments, financial institutions, settlement agencies, fintech, investors and funders, and community organizations to better respond to this growing segment of the...

Seeking help on tax filing and accessing benefits in Manitoba? Click on 'Access this resource' to visit the Community Financial Counselling Services website for more...

Scams come in many forms—whether it is a suspicious text, a phishing email, an unexpected phone call, or a fake website. Scammers are always coming up with new ways to trick people, but you can protect yourself by staying alert. If you ever suspect you have been targeted by a scam, it is...

This 90-minute webinar provides frontline practitioners with foundational knowledge and skills to support Canadians who are living on a low income to access benefits. Participants learn the importance of access to benefits for individuals and families, review key skills and opportunities for...

What do we know about the millions of people working in Canada’s nonprofit sector? This report by Imagine Canada provides a detailed profile of these workers, including demographic and salary information, and uncovers how the nonprofit workforce differs significantly from the broader Canadian...

There’s more to the college affordability crisis than the mere fact of debt. “You know, 80% of people with student debt say it causes them to delay things like getting married, buying a house, having kids,” says Aaron Kuecker, president of Trinity Christian College. “Two-thirds of folks who...

Many Canadians assume that poverty among seniors is a minor issue. That the income security system provides enough for the elderly to live with dignity. But this new report reveals a different reality: 430,000 seniors in Canada live below the Official Poverty Line.  Why does seniors’ poverty...

During the income tax filing season, scammers pose as representatives of the Canada Revenue Agency (CRA) in an attempt to trick you into sending payment for fictious "debts" or into providing sensitive personal information that they can use to commit fraud. Scammers might send you convincing, and...

Home improvement projects can be a great way to update and enhance your living space. For some older adults in Canada, however, these projects can sometimes lead to scams and financial abuse. While anyone can be a victim of financial fraud, older adults are often a target for door-to-door...

An emergency fund is money you set aside to pay for unexpected expenses. These can include things like medical expenses or unexpected home or car repairs. An emergency fund also provides a cushion in the event you lose your job or have an unexpected loss of income. It’s an important financial...

Ontario faces three crises in housing – attainability, affordability and homelessness. These crises were and are exacerbated by the ongoing COVID-19 pandemic. The economic chaos created as our American allies become difficult neighbours threatens to pile on top of the COVID-19 damage before our...