Credit Canada’s free online budget spreadsheet gives you a complete breakdown of how you spend your money on a monthly basis. All you need to do is plug in some basic information and start tracking your...

Understanding your “purpose of money” can help you make smarter choices, keep you motivated to stick to your budget, and feel more confident and in...

Setting up a household budget can feel overwhelming, especially when money is already tight. In this article, we'll break down the process into simple, practical steps so you can build a household budget that works in real...

Many of us struggle to talk about money, especially when it comes to talking about debt. It is when debt becomes too much for us to manage, or when we do not have a plan to pay it off, that it can become stressful and even overwhelming. This is when it is time to have those tough conversations and...

This report examines what improved access to the Disability Tax Credit (DTC) and to the federal programs it unlocks can realistically contribute to reducing low income among persons with disabilities. It also identifies the research needed to quantify the effects of specific reforms. Executive...

This Government of Canada webpage contains links to resources to help you manage your money, debt and investments, plan for retirement and protect yourself from consumer...

In this podcast episode, Simon Brascoupé introduces “Braiding Mind, Body, and Spirit,” a culturally relevant financial wellness resource developed with Prosper Canada and the Aboriginal Financial Officers Association of Canada. Using the braiding metaphor, the resource addresses Mind...

Your Money Seniors is a financial literacy program for seniors. This seminar program is offered in French and English, free of charge, to seniors’ groups across the...

Debt can feel like a heavy weight on your shoulders. Whether it’s a credit card, car loan or student debt, owing money can cause stress and limit your choices. But debt doesn’t have to control your life. By understanding how it works and making a plan to manage it, you can take back control of...

By understanding how debt works and making a plan to manage it, you can take back control of your finances and move toward a more secure...

Une ressource ancrée dans la culture pour favoriser le bien-être financier des Autochtones. Tresser l'esprit, le corps et l'âme est un programme complet pour le bien-être financier créé par les personnes et les communautés autochtones et pour elles. Élaboré à partir d'enseignements...

A culturally grounded resource to support Indigenous financial wellness. Braiding Mind, Body, and Spirit is a financial wellness bundle created by and for Indigenous individuals and communities. Developed with Indigenous teachings, community voices, and practical tools to support individuals,...

Buy Now Pay Later apps like Klarna and Afterpay have become ubiquitous since the pandemic, allowing users to pay for items in small installments over time instead of footing the bill all at once. But now, some financial experts are sounding the alarm that these easy-to-use apps can lead to...

Tools to help you choose a bank account and credit card, including budget and mortgage...

This infographic provides a helpful visual summary of tax benefits that can add to income or reduce the taxes people in Canada pay when they file their tax return. The information is especially useful for people in Canada who: Are working or living on a low income; Live with a...

Money and Youth starts with an exploration of one’s values and covers how to make good decisions – and be aware of those who will try to influence decisions and how they can go about doing so. The book then proceeds through a learning framework looking at the challenges and opportunities of...

Financial Services Regulatory Authority, through the Deposit Insurance Reserve Fund (DIRF), provides coverage of non-registered insurable deposits, such as a chequing or savings accounts, up to a maximum amount of $250,000, while deposits in registered accounts, such as RRSPs or TFSAs, have...

York Region Plan to Support Seniors hosted an information series with John in late 2024. In these recorded sessions, John looks at what people need to know about retiring on a low-income, how to make the most of government benefits and other considerations. Session 1: What “low-income” means...

Financial coaching (FC) is a transformative approach that empowers individuals to take control of their financial future. Through personalized interventions such as assessing financial positions, creating budgets, managing credit, accessing benefits, and filing taxes, financial coaching equips...

The Canada Disability Benefit website is managed by Plan Institute, a national non-profit organization based in Burnaby, BC. The purpose is to provide individuals, families, and professionals across Canada with up-to-date information and resources on the Canada Disability Benefit (CDB). Their...

The Monthly Financial Well-being Monitor is a survey designed to collect information about Canadians' day-to-day financial management and financial well-being. It collects data from approximately 1,000 respondents per month and is a continuation of the COVID-19 Financial Well-being Survey, which...

The disability tax credit (DTC) is an important program for those facing severe and prolonged physical or mental impairment. Some individuals face unique barriers when it comes to completing their application and claiming the credit. On this page, the CRA is correcting some of the most common myths...

Some say money talks, but many people feel uncomfortable talking about money. However, talking openly about your finances with people you trust can be an important step in reaching your goals. It may be tough to talk about money with close family and friends, but it can be helpful. To break the...

This article by Credit Canada answers many questions around tax filing. For instance, what happens if you don't file your taxes, or you don't pay any tax owing. It also addresses the benefits of filing your taxes.  Click on "Access this resource" to learn...

FCAC’s new webpage, Choosing a financial institution, will help consumers determine which type of financial institution best meets their needs. The topics covered include: Identifying the financial products and services you need Deciding if you want all your products and services with one...