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Search this library to find research and resources from across the financial empowerment field.
Discover financial empowerment resources
Search this library to find research and resources from across the financial empowerment field.
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Julie Siwicki
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Discover financial empowerment resources
Search this library to find research and resources from across the financial empowerment field.
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Short-term financial stability: A foundation for security and well-being
Short-term cushions are key to longer-term financial security and well-being. This report shines a light on the central role that short-term financial stability plays in a person’s ability to reach broader financial security and upward economic mobility, a measurement of whether an...
Topic: Asset building and saving, Financial behaviour/decisions, Financial well-being
Author: Julie Siwicki, The Aspen Institute
Publisher: The Aspen Institute
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Emergency Savings
One of the core findings of the US Financial Diaries is the prevalence of income volatility. On average, our households experience six months when income is 20% above or below their typical monthly income. In theory, households should react to volatile incomes by building up savings in months where...
Topic: Financial well-being
Author: Anthony Hannagan, Jonathan Morduch, Julie Siwicki, Rachel Schneider, Timothy Ogden
Publisher: U.S. Financial Diaries
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