Discover financial empowerment resources
Discover financial empowerment resources
This introductory article by guest editor, Elizabeth McIsaac of Maytree, provides an overview of the strategies and policies for rights-based poverty reduction in Canada beginning with the need for common language and goals. Referring to the International Covenant on Economic, Social and Cultural...
The Social Assistance Summaries series tracks the number of recipients of social assistance (welfare payments) in each province and territory. It was established by the Caledon Institute of Social Policy to maintain data previously published by the federal government as the Social Assistance...

This is a short brief on the RESP and Canada Learning bond. Education savings are an important first step in making a post-secondary education more attainable for a low income student. The Canada Learning Bond, a federal grant that can only be received into a Registered Education Savings Plan...
Marco Campana shares his five good ideas for nonprofit organizations to connect deeply with their clients and communities and to start thinking about what their work might look like in the post-pandemic new...

This policy backgrounder provides an overview of how provincial and territorial governments have decided to treat receipt of the Canada Emergency Response Benefit (CERB) for those receiving social assistance and/or living in subsidized housing. It also looks at provisions for youth aging out of...

Ontario tenants who have fallen behind on their rent because of COVID-19 will need provincial help to stay housed when the current eviction ban is lifted. A new analysis calls for targeted rent relief, a gradual easing of the eviction ban, and a reintroduction of rent...

Narrowing the definition of disability used by the Ontario Disability Support Program (ODSP) could have serious implications. Improving the program’s assessment process would yield better results for applicants, Ontario's social safety net, and the government. This report explores the role of...

This paper focuses on proposed system transformation in Ontario Works, and explores the possibilities and limitations associated with the proposed changes in 2018. First, it looks at the broader context within which the government’s social assistance reforms are taking place. Second, it provides...

These reports look at the total incomes available to those relying on social assistance (often called “welfare”), taking into account tax credits and other benefits along with social assistance itself. The reports look at four different household types for each province and territory....

The federal government has indicated that it will expand WITB by approximately $250 million per year beginning in 2019 to “provide additional benefits that roughly offset incremental Canada Pension Plan (CPP) contributions for eligible low-income workers.”1 The changes to CPP will be phased in,...
The disability income system is an agglomeration of disparate programs that were designed for distinct purposes. That reality would not actually be a bad thing if at least all the pieces worked well together. A new Basic Income for persons with disabilities would enable the reform of both the...
Almost all poverty measures commonly used in Canada work by setting a dollar amount – a poverty line – below which a household is said to be in poverty, above which a household is not considered poor. But when we measure poverty only according to income, we may incorrectly assess whether or not...
This paper is the text of an address delivered by Sherri Torjman at the conference Welfare Re-form: The Future of Social Policy in Canada held on October 24 and 25, 2013, in Regina. The conference was sponsored by the Johnson-Shoyama Graduate School of Public Policy at the University of...
Ideally, a proactive purposeful policy framework or national housing strategy will seek to minimize both market and administrative failure. In thinking about how to frame and shape a national housing strategy, we might start with the overall housing system and separately examine how well – or not...
The Policy Research Initiative of the federal government organized an extremely interesting and well-attended conference on “Asset-Based Social Policies” on December 8-9, 2003. There is quite a buzz around this broad theme in Canadian social policy circles these days, and some community-level...