Banking on the Margins: Finding Ways to Build an Enabling Small Dollar Credit Market
Author: Brian Dijkema, Rhys McKendry
Topic: Consumer protection
Publisher: Cardus
Location: Canada
Format: Working paper
Content Type: Research
Publication Date: August 23, 2016
Simply doing away with payday loans will help some, but it will also hurt others. To truly improve the small dollar credit market, increased access to well-structured and more affordable small dollar credit (what this paper refers to as enabling small-dollar credit) is vital. Building an enabling small-dollar credit market will require action and collaboration from a variety of social actors: governments, banks, credit unions, and civil society.
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