Data Point: Credit Invisibles
Author: CFPB - Consumer Financial Protection Bureau
Topic: Credit & Debt
Publisher: CFPB - Consumer Financial Protection Bureau
Location: United States
Format: Report
Content Type: Research
Publication Date: May 31, 2015
The challenges that credit invisibles and consumers with unscored records face in accessing credit markets has generated considerable attention from researchers and industry participants. Despite all of this attention, very little is known about the number or characteristics of credit invisibles or consumers with unscored credit records. This Data Point documents the results of a research project undertaken by Staff in the Office of Research of the Consumer Financial Protection Bureau (CFPB) to better understand how many consumers are either credit invisible or have unscored credit records and what the demographic characteristics of such consumers are.
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